1511 Rugged Ct, Midlothian, TX 76065 Property Records

Ellis County property record for 1511 Rugged Ct, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,978 sqft · built 2013
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,900 (Jul 2022)
Tax Bill	$5,697 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R235229`

Property Details

APN / Parcel Number

Primary APN	`R235229`
Alternative APNs	`54304990600500108` `235229`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,978 sqft Living Area
Gross Area	3,783 sqft
1st Floor Area	2,102 sqft
2nd Floor Area	876 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	42 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1511 RUGGED CT
City	MIDLOTHIAN
State	TX
Zip	76065-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5A BLK F COTTON CREEK RANCH .43 AC
Legal Subdivision	COTTON CREEK RANCH
Legal Block	F
Legal Lot Number	5A
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2000
Census Tract	60802

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1511 RUGGED CT, MIDLOTHIAN, TX 76065-7418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NTWK INC
Jul 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	202230047
Prior Transfer Date	Jun 14, 2013
Prior Transfer Doc	0000014920
Record Updated	Sep 20, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jul 26, 2022
Property Address	1511 RUGGED CT, MIDLOTHIAN, TX 76065-7418
Document Number	0002230047
Map Reference	CAB H SL 146
Instrument Date	Jul 26, 2022
Instrument	2230047
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 RUGGED CT, MIDLOTHIAN, TX 76065-7418

Mortgage

Document Number	0002230048
Date	Jul 26, 2022
Instrument	2230048

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1511 RUGGED CT, MIDLOTHIAN, TX 76065-7418
Document Number	0000037954
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1511 RUGGED CT MIDLOTHIAN TX 760657418, MIDLOTHIAN, TX 76065-7418

Mortgage

Document Number	0000037954
Date	Oct 16, 2020
Instrument	37954

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 21, 2017
Property Address	1511 RUGGED CT, MIDLOTHIAN, TX 76065-7418
Instrument Date	Jun 1, 2017
Instrument	20416
Transaction Type	Construction Loan
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1511 RUGGED CT MIDLOTHIAN TX 760657418, MIDLOTHIAN, TX 76065-7418

Mortgage

Document Number	0000020416
Date	Jul 21, 2017
Instrument	20416

Lender

Name	CENTRAL BK
Type	Bank
Address	HOUSTON, TX 77041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2032

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,900 (+1.98%) Land $110,000 Building $450,900	$560,900 (+1.98%) Land $110,000 Building $450,900
2025	$5,697.00 (-14.36%) Homeowner's exemption Senior Citizen's exemption	$550,000 (-0.54%) Land $110,000 Building $440,000	$550,000 (-0.54%) Land $110,000 Building $440,000
2024	$6,652.00 (-10.27%)
2023	$7,413.00 (-17.47%) Homeowner's exemption	$553,000 Land $99,000 Building $454,000	$553,000 Land $99,000 Building $454,000
2018	$8,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rugged Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures