1511 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1511 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,524 sqft · built 1985
Lot Size	0.087 acres (3,808 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2016)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-813-90042605`

Property Details

APN / Parcel Number

Primary APN	`06-813-90042605`
Alternative APNs	`6-813-90042605` `81390042605`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,808 sqft (0.087 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	180 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81390042605
Street Address	1511 RITCHIE LN
City	ANNAPOLIS
State	MD
Zip	21401-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 PL 2 SOUTHWOODS
Legal Subdivision	SOUTHWOODS
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706500

Owner

1511 Ritchie Ln is owned and occupied by an individual who bought it in February 2016.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1511 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2016 · Amount on File
Deed Sale	Feb 18, 2016 · Amount on File
Prior Sale	Nov 18, 2010 · Amount on File
Deed Book / Page	29285 / 102
Transfer Doc	0102010304
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1511 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366870077
Date	May 3, 2021
Book Page	36687/77

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1511 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0330100247
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1511 RITCHIE LN ANNAPOLIS MD 214014109, ANNAPOLIS, MD 21401-4109

Mortgage

Document Number	0330100247
Date	Apr 4, 2019
Book Page	033010/000247

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 3, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1511 Ritchie Ln was $5,368 with a homeowner's exemption, up 6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,000 (+8.2%) Land $220,000 Building $208,000	$428,000 (-) Land $220,000 Building $208,000
2025	$5,368.00 (+5.96%) Homeowner's exemption	$395,567	$428,000 Land $220,000 Building $208,000
2024	$5,066.00 (+6.7%)
2023	$4,748.00 Homeowner's exemption	$330,700 Land $195,000 Building $135,700	$330,700 Land $195,000 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1511 Ritchie Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1511 Ritchie Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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