Carroll County property record for 1511 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,430 sqft · built 1950 |
| Lot Size | 1.71 acres (74,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Jun 2021) |
| Tax Bill | $3,351 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-010877 |
| Primary APN | 07-010877 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,430 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 74,836 sqft (1.71 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 297 sqft |
| Shed | 1 Shed |
| Shed Area | 378 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 010877 |
|---|---|
| Street Address | 1511 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT - 1.718 ACS 1511 RIDGE RD WARFIELDSBURG |
| Legal Subdivision | WARFIELDSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 507802 |
1511 Ridge Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 22, 2021 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Oct 7, 2019 | Grant Deed, Transfer CLOSELINE SETTLEMENTS LLC |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional with PMI WCP FUND I LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on File |
| Deed Sale | Jun 22, 2021 · Amount on File |
| Prior Sale | Oct 7, 2019 · Amount on File |
| Deed Book / Page | 10334 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Document Number | 0117270338 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 11727/338 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Document Number | 0109520080 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 10952/80 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 22, 2021 |
| Property Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Document Number | 0103340383 |
| Book / Page | 10334 / 383 |
| Instrument Date | Apr 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE-RITE SERVICES INC, TITLE RITE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Document Number | 0010334392 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 10334/392 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 7, 2019 |
| Property Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Document Number | 0094360029 |
| Book / Page | 009436 / 000029 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | CLOSELINE SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1511 RIDGE RD WESTMINSTER MD 211576837, WESTMINSTER, MD 21157-6837 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1511 RIDGE RD, WESTMINSTER, MD 21157-6837 |
| Document Number | 0094360037 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | CLOSELINE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9090 QUINCE ORCHARD RD #370 GAITHERSBURG MD 20878, 370, GAITHERSBURG, MD 20878 |
| Document Number | 0094360037 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 009436/000037 |
| Name | WCP FUND I LLC |
|---|---|
| Address | FALLS CHURCH, VA 22043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1511 Ridge Rd was $3,351 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,351.00 (+5.24%) Homeowner's exemption | $324,600 (+8.19%) Land $137,100 Building $187,500 | $324,600 (-) Land $137,100 Building $187,500 |
| 2025 | $3,184.00 Homeowner's exemption | $300,033 | $324,600 Land $137,100 Building $187,500 |
| 2023 | $2,835.00 Homeowner's exemption | $250,900 Land $137,100 Building $113,800 | $250,900 Land $137,100 Building $113,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1511 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1511 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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