1511 Mariners Cir, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1511 Mariners Cir, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1987
Lot Size	0.385 acres (16,771 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jan 2025)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Nov 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-2S-28-3020-00D00-0100`

Property Details

APN / Parcel Number

Primary APN	`28-2S-28-3020-00D00-0100`
Alternative APN	`S28228302000D000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,396 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	16,771 sqft (0.385 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	166 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1511 MARINERS CIR
City	GULF BREEZE
State	FL
Zip	32563-2988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARADISE BAY UNIT 3 LOT 10 BLK D AS DES IN OR 4582 PG 1744
Legal Range	28W
Legal Township	2S
Legal Section	28
Legal Subdivision	PARADISE BAY/1,2,3
Legal Block	D
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1001
Census Tract	10814

Owner

Source: Santa Rosa County records · APN 28-2S-28-3020-00D00-0100

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1511 MARINERS CIR, GULF BREEZE, FL 32563-2988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Deed Document Number	20254104
Deed Book / Page	4582 / 1744
Record Updated	Sep 20, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1511 MARINERS CIR, GULF BREEZE, FL 32563-2988
Document Number	0035891524
Instrument Date	Nov 28, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 MARINERS CIR GULF BREEZE FL 325632988, GULF BREEZE, FL 32563-2988

Mortgage

Document Number	0035891524
Date	Jan 09, 2017
Book Page	003589/001524
Instrument	941

Lender

Name	COASTAL BK&TR
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00 (+116.71%)	$279,846 (+87.17%) Land $85,000 Building $194,846	$279,846 (+8.08%) Land $85,000 Building $194,846
2024	$1,664.00 (+10.64%) Homeowner's exemption	$149,517 (+3%)	$258,914 (+4.86%) Land $75,000 Building $183,914
2023	$1,504.00 (+3.16%) Homeowner's exemption	$145,162 (+3%)	$246,924 (+1.4%) Land $70,000 Building $176,924
2022	$1,458.00 Homeowner's exemption	$140,934	$243,505 Land $70,000 Building $173,505

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	71 (1985–2020)
Claims Outside the SFHA	54 of 71
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Frances, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.