1511 Harding Ln, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1511 Harding Ln, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,085 sqft · built 1974
Lot Size	0.773 acres (33,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,000 (Mar 2021)
Tax Bill	$7,138 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00264473`

Property Details

APN / Parcel Number

Primary APN	`05-00264473`
Alternative APN	`00264473`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,085 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	1,750 sqft
Basement Area	1,335 sqft
Finished Basement	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	33,690 sqft (0.773 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Patio Area	175 sqft
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00264473
Street Address	1511 HARDING LN
City	SILVER SPRING
State	MD
Zip	20905-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	JOHN & JONES CHOICE 4268 544
Legal Subdivision	BEALLS MANOR
Legal Block	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1511 HARDING LN, SILVER SPRING, MD 20905-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CURBIO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	May 10, 1995 · Amount on Record
Deed Book / Page	62166 / 271
Record Updated	Sep 20, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 11, 2021
Property Address	1511 HARDING LN, SILVER SPRING, MD 20905-4003
Document Number	0621660271
Book / Page	62166 / 271
Instrument Date	Feb 10, 2021
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1511 HARDING LN, SILVER SPRING, MD 20905-4003

Mortgage

Document Number	62166277
Date	Mar 11, 2021
Instrument	62166/277

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1511 HARDING LN, SILVER SPRING, MD 20905-4003
Document Number	0600250185
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	1511 HARDING LN SILVER SPRING MD 209054003, SILVER SPRING, MD 20905-4003

Mortgage

Document Number	0600250185
Date	Jul 13, 2020
Book Page	060025/000185

Lender

Name	CURBIO INC
Address	POTOMAC, MD 20854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,700 (+10.88%) Land $251,000 Building $356,700	$607,700 (-) Land $251,000 Building $356,700
2025	$7,138.00 (+57.85%)	$548,067 (+27.81%)	$607,700 (+41.72%) Land $251,000 Building $356,700
2023		$428,800 Land $251,000 Building $177,800	$428,800 Land $251,000 Building $177,800
2022	$4,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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