1511 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1511 Elm St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,006 sqft · built 1947
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,000 (Jan 2023)
Tax Bill	$13,586 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-270-012-3`

Property Details

APN / Parcel Number

Primary APN	`502-270-012-3`
Alternative APN	`502-270-012`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	1,006 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	3,700 sqft (0.085 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1511 ELM ST
City	EL CERRITO
State	CA
Zip	94530-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOT 19 POR 20 BLK 36
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	36
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	386000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1511 ELM ST, EL CERRITO, CA 94530-2203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Oct 31, 2017	Grant Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	2023139
Prior Transfer Date	Jun 23, 1998
Prior Transfer Doc	0000152198
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 3, 2023
Property Address	1511 ELM ST, EL CERRITO, CA 94530-2203
Document Number	0000000139
Map Reference	MB 1 PG 26
Instrument Date	Dec 12, 2022
Instrument	2023-000139
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1511 ELM ST, EL CERRITO, CA 94530-2203

Mortgage

Document Number	0000000140
Date	Jan 3, 2023
Instrument	2023-000140

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	Other
Max Rate	10.3%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1511 ELM ST, EL CERRITO, CA 94530-2203
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 ELM ST, EL CERRITO, CA 94530-2203

Mortgage

Document Number	0000256938
Date	Oct 30, 2020
Instrument	2020-256938

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 31, 2017
Property Address	1511 ELM ST, EL CERRITO, CA 94530-2203
Document Number	0000205156
Map Reference	MB1 PG26
Instrument Date	Oct 19, 2017
Instrument	2017-205156
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1511 ELM ST, EL CERRITO, CA 94530-2203

Mortgage

Document Number	0000205157
Date	Oct 31, 2017
Instrument	2017-205157

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$986,004 (+3.58%) Land $742,845 Building $243,159
2025	$13,586.00 (+22.34%) Homeowner's exemption	$951,966 (+20.9%) Land $728,280 Building $223,686
2023	$11,105.00 (+1.47%) Homeowner's exemption	$787,421 Land $576,349 Building $211,072
2022	$10,944.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures