Polk County property record for 1511 E Private Dr, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,431 sqft · built 1972 |
| Lot Size | 0.365 acres (15,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,900 (Mar 2015) |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-05-274100-005305 |
| Primary APN | 24-29-05-274100-005305 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,431 sqft Living Area |
| Gross Area | 2,893 sqft |
| 1st Floor Area | 2,067 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,904 sqft (0.365 acres) |
| Lot Dimensions | 150 ft deep x 107 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Florida Room |
| Porch Area | 454 sqft |
| Cooling System | Central |
|---|
| Street Address | 1511 E PRIVATE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | HALLAM & CO SUB CLUB COLONY TRACT PB 1 PG 102-A LOT 53 N 150 FT OF W 107.5 FT OF E 235 FT KNOWN AS LOT 5 UNREC ORANGEWOOD TERRACE |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | W. F. HALLAM AND COS SUBDIVISION CLUB CO |
| Legal Tract | 274100 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10603 |
1511 E Private Dr is owned and occupied by two individuals who acquired it in November 2020.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1511 E PRIVATE DR, LAKELAND, FL 33813-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 1, 2020 | Quit Claim Deed, Transfer AMERISAVE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2015 · Amount on File |
| Deed Sale | Mar 17, 2015 · Amount on File |
| Prior Sale | Sep 8, 1998 · Amount on File |
| Deed Document Number | 201547047 |
| Deed Book / Page | 9476 / 1765 |
| Last Transfer Date | Nov 14, 2020 |
| Transfer Doc | 0114730809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1511 E PRIVATE DR, LAKELAND, FL 33813-1852 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1511 E PRIVATE DR, LAKELAND, FL 33813-1852 |
| Document Number | 0000054736 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 12608/1344 |
| Instrument | 2023054736 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 1, 2020 |
| Property Address | 1511 E PRIVATE DR, LAKELAND, FL 33813-1852 |
| Document Number | 0114730809 |
| Book / Page | 011473 / 000809 |
| Instrument Date | Nov 14, 2020 |
| Instrument | 256387 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1511 E PRIVATE DR LAKELAND FL 338131852, LAKELAND, FL 33813-1852 |
| Document Number | 114730812 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 011473/000812 |
| Instrument | 256388 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2050 |
The 2025 property tax bill for 1511 E Private Dr was $2,514 with a homeowner's exemption, up 3.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,495 (+2.7%) | $311,169 (+0.87%) Land $33,000 Building $278,169 | |
| 2025 | $2,514.00 (+3.37%) Homeowner's exemption | $182,566 | $308,481 Land $33,000 Building $275,481 |
| 2024 | $2,432.00 (+2.92%) | ||
| 2023 | $2,363.00 (+3.14%) Homeowner's exemption | $172,253 (+3%) | $295,375 (-0.39%) Land $32,000 Building $263,375 |
| 2022 | $2,291.00 Homeowner's exemption | $167,236 | $296,523 Land $30,000 Building $266,523 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1511 E Private Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2002–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1511 E Private Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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