1511 E 48th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1511 E 48th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,148 sqft · built 1948
Lot Size0.278 acres (12,150 sqft)
OwnerCompany Name on Record
Last Sale$67,000 (Sep 2023)
Tax Bill$145 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN168P E 013

Property Details

APN / Parcel Number

Primary APN168P E 013
Alternative APN
  • 0000112455

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,148 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1958
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,150 sqft (0.278 acres)
Lot Dimensions135 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000112455
Street Address1511 E 48TH ST
CityCHATTANOOGA
StateTN
Zip37407-3220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 17 BOULEVARD PARK ADDN PB 5 PG 50
Legal SubdivisionBOULEVARD PARK ADDN
Legal Block17
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1079
Census Tract2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 3496, CHATTANOOGA, TN 37404-0496
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
SMARTBANK
Jun 24, 2026Deed of Trust, Mortgage · Line of Credit
SMARTBANK
Sep 28, 2023Quit Claim Deed, Transfer
RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Deed Document Number2023181
Deed Book / Page13411 / 54
Prior Transfer DateSep 27, 2023
Prior Transfer Doc0000000180
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJun 24, 2026
Property Address1511 E 48TH ST, CHATTANOOGA, TN 37407-3220
Document Number0000000057
Book / Page14344 / 346
Instrument DateJun 4, 2026
Instrument202657
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address296 S CREST RD, CHATTANOOGA, TN 37404-5539

Mortgage

Document Number0000000057,
DateJun 24, 2026
Book Page14344/346
Instrument202657
Lender
NameSMARTBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 4, 2036
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJun 24, 2026
Property Address1511 E 48TH ST, CHATTANOOGA, TN 37407-3220
Document Number0000000059
Book / Page14344 / 378
Instrument DateJun 4, 2026
Instrument202659
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address296 S CREST RD, CHATTANOOGA, TN 37404-5539

Mortgage

Document Number0000000059,
DateJun 24, 2026
Book Page14344/378
Instrument202659
Lender
NameSMARTBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJun 4, 2028
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateSep 28, 2023
Property Address1511 E 48TH ST, CHATTANOOGA, TN 37407-3220
Document Number0000000180
Book / Page13411 / 51
Map ReferenceMB 5 PG 50
Instrument DateAug 18, 2023
Instrument2023092800180
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 LYNN LN, ROSSVILLE, GA 30741-2125

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$145.00 (+74.7%)$9,625 (+156.67%)$38,500 (+156.67%) Land $25,000 Building $13,500
2024$83.00$3,750 (-)$15,000 (-) Land $10,000 Building $5,000
2023$83.00 (-65.27%)$3,750 (-64.95%)$15,000 (-64.95%) Land $10,000 Building $5,000
2022$239.00$10,700$42,800 Land $12,500 Building $30,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims28 (1980–2012)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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