Clay County property record for 1511 Clover Ave, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1978 |
| Lot Size | 0.287 acres (12,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Aug 2015) |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-26-020263-170-00 |
| Primary APN | 08-04-26-020263-170-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,501 sqft (0.287 acres) |
| Lot Dimensions | 111 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1511 CLOVER AVE |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LOT 10 BLK 4 BELLAIR UNIT 8 OR 3782 PG 748 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | BELLAIR UNIT 8 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Legal Unit | 8 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 30304 |
1511 Clover Ave is owned and occupied by an individual who bought it in August 2015.
Source: Clay County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1511 CLOVER AVE, ORANGE PARK, FL 32073-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on File |
| Deed Sale | Aug 28, 2015 · Amount on File |
| Deed Document Number | 201544672 |
| Deed Book / Page | 3782 / 748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1511 CLOVER AVE, ORANGE PARK, FL 32073-3505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0046150884 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 4615/884 |
| Instrument | 2022035308 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1511 CLOVER AVE, ORANGE PARK, FL 32073-3505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1511 CLOVER AVE VE, VE, ORANGE PARK, FL 32073-3505 |
| Document Number | 0047221940 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 4722/1940 |
| Instrument | 2023025605 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 1511 Clover Ave was $1,752 with exemptions applied.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,752.00 Homeowner's exemption Widower's exemption | $143,412 | $255,867 Land $35,000 Building $220,867 |
| 2023 | $1,688.00 (-0.24%) Homeowner's exemption Widower's exemption | $135,312 (+3%) | $235,985 (+12.88%) Land $35,000 Building $200,985 |
| 2022 | $1,692.00 Homeowner's exemption Widower's exemption | $131,371 | $209,066 Land $20,000 Building $189,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1511 Clover Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 15 (1991–2017) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1511 Clover Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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