1511 Beech St, Spring Grove, IL 60081 Property Records

McHenry County property record for 1511 Beech St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,276 sqft · built 1993
Lot Size	0.932 acres (40,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jan 2018)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-202-007`

Property Details

APN / Parcel Number

Primary APN	`05-31-202-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,552 sqft Living Area
1st Floor Area	2,276 sqft
Basement Area	2,276 sqft
Finished Basement	2,276 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	40,587 sqft (0.932 acres)

Location & Zoning

Street Address	1511 BEECH ST
City	SPRING GROVE
State	IL
Zip	60081-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0000575 LT 121 ORCHARD BLUFF ESTATES UNIT 2
Legal Subdivision	ORCHARD BLUFF ESTATES
Legal Block	202
Legal Lot Number	121
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	2
Census Block	2046
Census Tract	870105

Owner

Source: McHenry County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1511 BEECH ST, SPRING GROVE, IL 60081-8081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2018	Warranty Deed, Transfer · VA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	2018575
Prior Transfer Date	Feb 22, 2011
Prior Transfer Doc	0000008869
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Aug 13, 2026
Property Address	1511 BEECH ST, SPRING GROVE, IL 60081-8081
Document Number	0000023433
Instrument Date	Aug 7, 2026
Instrument	202623433
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1511 BEECH ST, SPRING GROVE, IL 60081-8081

Mortgage

Document Number	0000023433,
Date	Aug 13, 2026
Instrument	202623433

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.42%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1511 BEECH ST, SPRING GROVE, IL 60081-8081
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006549
Date	Feb 4, 2021
Instrument	2021R0006549

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Apr 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1511 BEECH ST, SPRING GROVE, IL 60081-8081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014124
Date	Apr 22, 2020
Instrument	2020R0014124

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 4, 2018
Property Address	1511 BEECH ST, SPRING GROVE, IL 60081-8081
Document Number	0000000575
Instrument Date	Dec 12, 2017
Instrument	575
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N3134 ROBIN ROAD LK LAKE GENEVA WI 53147, LAKE GENEVA, WI 53147

Mortgage

Document Number	576
Date	Jan 4, 2018
Instrument	576

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$135,530 (+21.89%) Land $21,072 Building $114,458	$406,590 (+21.89%) Land $63,216 Building $343,374
2022	Disabled Person's exemption Veteran's exemption	$111,193 Land $17,288 Building $93,905	$333,579 Land $51,864 Building $281,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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