1511 12th St, Des Moines, IA 50314 Property Records

Polk County property record for 1511 12th St, Des Moines, IA 50314

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,952 sqft · built 2002
Lot Size0.167 acres (7,288 sqft)
Owner2 Individual Names on File
Last Sale$196,000 (Aug 2021)
Tax Bill$3,578 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN080/06557-002-000

Property Details

APN / Parcel Number

Primary APN080/06557-002-000
Alternative APN
  • 792434327034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,952 sqft Living Area
Gross Area2,028 sqft
1st Floor Area676 sqft
Upper Floors Area676 sqft
Basement Area676 sqft
Finished Basement600 sqft
Unfinished Basement76 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,288 sqft (0.167 acres)
Lot Width55.4 ft Width
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1511 12TH ST
CityDES MOINES
StateIA
Zip50314-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX N 15.4F- LT 5 & N 30F LT 6 SUMMIT RIDGE ADD TO NORTH DES MOINES
Legal SubdivisionSUMMIT RIDGE ADD TO NORTH DM
Legal Lot Number5,6
JurisdictionPOLK IA
Township / Civil DivisionDES MOINES
Census Block Group2
Census Block2007
Census Tract5000

Owner

1511 12th St is owned and occupied by two individuals who bought it in August 2021.

Source: Polk County records, as of October 13, 2025

Owner of Record2 Individual Names on File
Mailing Address1511 12TH ST, DES MOINES, IA 50314-2406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK OF BOONE COUNTY
Dec 1, 2017Warranty Deed, Transfer · Conventional with PMI
NEIGHBORHOOD FIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2021 · Amount on File
Deed SaleAug 3, 2021 · Amount on File
Prior SaleDec 1, 2017 · Amount on File
Deed Document Number202181884
Deed Book / Page18680 / 527
Prior Transfer DateMay 4, 2009
Prior Transfer Doc0000005032
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateAug 3, 2021
Property Address1511 12TH ST, DES MOINES, IA 50314-2406
Document Number202100081884
Book / Page18680 / 527
Instrument DateJul 28, 2021
Instrument2021-00081884
Transaction TypeTransfer
Record UpdatedAug 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$312.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1511 12TH ST, DES MOINES, IA 50314-2406

Mortgage

Document Number202100081886
DateAug 3, 2021
Instrument2021-00081886
Lender
NameCENTRAL BANK OF BOONE COUNTY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateDec 1, 2017
Property Address1511 12TH ST, DES MOINES, IA 50314-2406
Document Number0000045242
Book / Page016742 / 000604
Instrument DateNov 27, 2017
Instrument45242
Transaction TypeTransfer
Record UpdatedDec 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$188.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 12TH ST DES MOINES IA 503142406, DES MOINES, IA 50314-2406

Mortgage

Document Number45244
DateDec 1, 2017
Book Page016742/000609
Instrument45244
Lender
NameNEIGHBORHOOD FIN
TypeFunding / Finance Company
AddressDES MOINES, IA 50314
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 30, 2047

Mortgage

Document Number45245,
DateDec 1, 2017
Book Page016742/000620
Instrument45245
Lender
NameNEIGHBORHOOD FIN
TypeFunding / Finance Company
AddressDES MOINES, IA 50314
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 30, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$208,100 Land $14,200 Building $193,900$208,100 Land $14,200 Building $193,900
2024$3,578.00
2023$181,900 Land $12,100 Building $169,800$181,900 Land $12,100 Building $169,800
2020$2,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1511 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1511 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

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