15109 Spanaway Loop Rd S, Spanaway, WA 98387 Property Records

Pierce County property record for 15109 Spanaway Loop Rd S, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,442 sqft · built 1961
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2024)
Tax Bill	$4,461 (2025)
Deeds & Mortgages	Nov 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554500-0-150`

Property Details

APN / Parcel Number

Primary APN	`554500-0-150`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	1,442 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	476 sqft
Deck Area	328 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	15109 SPANAWAY LOOP RD S
City	SPANAWAY
State	WA
Zip	98387-9072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 20 TOWNSHIP 19 RANGE 03 QUARTER 24 MARTENS L 15 B 1 EXC POR CYD TO PIERCE CO FOR ADDL RT OF WY FOR SPANAWAY LOOP RD S PER ETN W899653 DC/BL03-14-96
Legal Range	03
Legal Township	19
Legal Section	20
Legal Subdivision	MARTENS
Legal Block	1
Legal Lot Number	15
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2006
Census Tract	71403

Owner

Source: Pierce County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15109 SPANAWAY LOOP RD S, SPANAWAY, WA 98387-9072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Deed Document Number	2024338
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	15109 SPANAWAY LOOP RD S, SPANAWAY, WA 98387-9072
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15109 SPANAWAY LOOP RD S, SPANAWAY, WA 98387-9072

Mortgage

Document Number	0011140064
Date	Nov 14, 2023
Instrument	202311140064

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	786 Months
Due	May 29, 2089

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,500 (+1.71%) Land $185,500 Building $206,000	$391,500 (+1.71%) Land $185,500 Building $206,000
2025	$4,461.00 (-1.39%)
2024	$4,524.00 (+0.47%)	$384,900 (-1.13%) Land $160,400 Building $224,500	$384,900 (-1.13%) Land $160,400 Building $224,500
2023	$4,503.00	$389,300 Land $160,400 Building $228,900	$389,300 Land $160,400 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTENS ADD MUTUAL WATER ASSOC private · serves 79 people · EPA ID WA5351872
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250