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15106 Palacio Dr, Laredo, TX 78045 Property Records

Webb County property record for 15106 Palacio Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,996 sqft · built 2013
Lot Size0.111 acres (4,850 sqft)
Owner2 Individual Names on Record
Last Sale$208,500 (Jun 2020)
Tax Bill$1,360 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN968-66003-192

Property Details

APN / Parcel Number

Primary APN968-66003-192
Alternative APN
  • 474117

Interior

Stories2 Stories
Building Area1,996 sqft Living Area
Gross Area2,396 sqft
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,850 sqft (0.111 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Patio Area72 sqft
Balcony Area72 sqft

Location & Zoning

Street Address15106 PALACIO DR
CityLAREDO
StateTX
Zip78045-5061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAS SAN AGUSTIN, BLOCK 3, LOT 192, UNIT 9
Legal SubdivisionVILLAS SAN AGUSTIN
Legal Block3
Legal Lot Number192
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3006
Census Tract1715

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15106 PALACIO DR, LAREDO, TX 78045-5061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 19, 2020Vendor's Lien, Transfer · FHA Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleJul 31, 2013 · Amount on Record
Deed Document Number20201395376
Deed Book / Page4805 / 639
Prior Transfer DateJun 18, 2020
Prior Transfer Doc004805/639
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address15106 PALACIO DR, LAREDO, TX 78045-5061
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005196/94
DateJan 20, 2022
Book Page5196/94
Instrument1455473
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term299 Months
DueDec 1, 2046

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 19, 2020
Property Address15106 PALACIO DR, LAREDO, TX 78045-5061
Document Number004805/639
Book / Page4805 / 639
Map ReferenceVOL 30 PG 35&35A
Instrument DateJun 18, 2020
Instrument1395376
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15106 PALACIO DR, LAREDO, TX 78045-5061

Mortgage

Document Number0001395377
DateJun 19, 2020
Instrument1395377
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,931 (-0.72%) Land $46,706 Building $220,225$266,931 (-0.72%) Land $46,706 Building $220,225
2025$1,360.00 (-14.79%) Homeowner's exemption$268,877 (+9.93%) Land $46,706 Building $222,171$268,877 (+9.93%) Land $46,706 Building $222,171
2024$1,596.00 (+12%)
2023$244,595 Land $37,685 Building $206,910$244,595 Land $37,685 Building $206,910
2022$1,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

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