15104 E 42nd Ter S, Independence, MO 64055 Property Records

Jackson County property record for 15104 E 42nd Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1964
Lot Size	0.315 acres (13,737 sqft)
Owner	Individual Name on Record
Tax Bill	$2,088 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-130-11-23`

Property Details

APN / Parcel Number

Primary APN	`33-130-11-23`
Alternative APNs	`33-130-11-23-00-0-00-000` `33130112300000001` `876251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	702 sqft
Basement Area	1,404 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,737 sqft (0.315 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	724 sqft
Patio Area	944 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	876251
Street Address	15104 E 42ND TER S
City	INDEPENDENCE
State	MO
Zip	64055-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEWART HEIGHTS EAST LOT 13
Legal Subdivision	STEWART HEIGHTS EAST
Legal Block	4
Legal Lot Number	13
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4001
Census Tract	14501

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15104 E 42ND TER S, INDEPENDENCE, MO 64055-5014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 13, 2018	Deed of Trust, Mortgage STATE FARM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019
Deed Sale	Mar 26, 2019
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	2019E20877
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0000E26087
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	15104 E 42ND TER S, INDEPENDENCE, MO 64055-5014
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15104 E 42ND TER S, INDEPENDENCE, MO 64055-5014

Mortgage

Document Number	00E0091896
Date	Dec 28, 2023
Instrument	2023E0091896

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jan 16, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	15104 E 42ND TER S, INDEPENDENCE, MO 64055-5014
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0037010
Date	Apr 7, 2021
Instrument	2021E0037010

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	15104 E 42ND TER S, INDEPENDENCE, MO 64055-5014
Document Number	0000E22194
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15104 E 42ND TER S INDEPENDENCE MO 640555014, INDEPENDENCE, MO 64055-5014

Mortgage

Document Number	0000E22194
Date	Mar 19, 2018
Instrument	22194E

Lender

Name	STATE FARM BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,665 (+8.38%) Land $4,881 Building $27,784	$171,920 (+8.38%)
2024	$2,088.00 (+2.35%)
2023	$2,040.00 (+11.84%)	$30,138 (+22.02%) Land $2,820 Building $27,318	$158,620 (+22.02%)
2022	$1,824.00	$24,700 Land $4,978 Building $19,722
2021			$130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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