15103 Redding Crest Ln, Cypress, TX 77429 Property Records

Harris County property record for 15103 Redding Crest Ln, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,244 sqft · built 2008
Lot Size	0.166 acres (7,213 sqft)
Owner	2 Individual Names on File
Last Sale	$255,300 (Apr 2015)
Tax Bill	$5,709 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-110-001-0037`

Property Details

APN / Parcel Number

Primary APN	`127-110-001-0037`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	2,244 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,213 sqft (0.166 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1271100010037
Street Address	15103 REDDING CREST LN
City	CYPRESS
State	TX
Zip	77429-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 BLK 1 RESERVE AT CYPRESS CREEK SEC 3
Legal Subdivision	AT CYPRESS CREEK SEC 3
Legal Block	1
Legal Lot Number	37
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2001
Census Tract	554501

Owner

15103 Redding Crest Ln is owned and occupied by two individuals who bought it in April 2015.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15103 REDDING CREST LN, CYPRESS, TX 77429-4647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 21, 2020	Deed of Trust, Mortgage HOMETRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2015 · Amount on File
Deed Sale	Apr 9, 2015 · Amount on File
Prior Sale	Jan 13, 2009 · Amount on File
Deed Document Number	2015144824
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	20150144824
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15103 REDDING CREST LN, CYPRESS, TX 77429-4647
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15103 REDDING CREST LN, CYPRESS, TX 77429-4647

Mortgage

Document Number	0000474204
Date	Sep 21, 2022
Instrument	2022-474204

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TYLER, TX 75703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Jul 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15103 REDDING CREST LN, CYPRESS, TX 77429-4647
Document Number	0000455488
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15103 REDDING CREST LN CYPRESS TX 774294647, CYPRESS, TX 77429-4647

Mortgage

Document Number	0000455488
Date	Sep 25, 2020
Instrument	455488

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 15103 Redding Crest Ln was $5,709 with a homeowner's exemption, up 41.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,776 (+1.41%) Land $89,585 Building $247,191	$336,776 (+1.41%) Land $89,585 Building $247,191
2025	$5,709.00 (+41.73%) Homeowner's exemption	$332,080 Land $89,585 Building $242,495	$332,080 Land $89,585 Building $242,495
2024	$4,028.00
2023		$351,756 Land $89,585 Building $262,171	$351,756 Land $89,585 Building $262,171
2022	$3,813.00
2020	$3,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15103 Redding Crest Ln in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 216 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	216 in force
Nearby Flood Claims	39 (1994–2017)
Claims Outside the SFHA	28 of 39
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 27 claims Severe Storms And Flooding, Apr 2016 · 3 claims Severe Thunderstorms And Flooding, Oct 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15103 Redding Crest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST HARRIS COUNTY MUD 5 serves 25,425 people · EPA ID TX1010884
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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