15103 Armstrong Ests, Salado, TX 76571 Property Records

Bell County property record for 15103 Armstrong Ests, Salado, TX 76571

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$1,634 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0361616543`

Property Details

APN / Parcel Number

Primary APN	`0361616543`
Alternative APN	`507038`

Exterior

Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	15103 ARMSTRONG ESTS
City	SALADO
State	TX
Zip	76571-7909
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ARMSTRONG ESTATES PHASE 2, BLOCK 002, LOT 0017, ACRES 0.9
Legal Subdivision	ARMSTRONG ESTATES PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	1
Census Block	1001
Census Tract	23404

Owner

15103 Armstrong Ests, residential vacant land, is owned and occupied by an individual who acquired it in January 2026.

Source: Bell County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15103 ARMSTRONG ESTS, SALADO, TX 76571-7909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 25, 2022	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026
Deed Sale	Jan 12, 2026
Prior Sale	Jan 25, 2022
Deed Document Number	2026001549
Record Updated	Jun 8, 2026

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 12, 2026
Property Address	15103 ARMSTRONG ESTS, SALADO, TX 76571-7909
Document Number	0000001549
Map Reference	DOC 2021047358
Instrument Date	Jan 9, 2026
Instrument	2026001549
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15103 ARMSTRONG ESTS, SALADO, TX 76571-7909

Mortgage

Document Number	0000001550
Date	Jan 12, 2026
Instrument	2026001550

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2027

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 25, 2022
Property Address	15103 ARMSTRONG ESTS, SALADO, TX 76571-7909
Document Number	0000004890
Map Reference	DOC 2021047358
Instrument Date	Jan 21, 2022
Instrument	2022004890
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2913 ZOYSIA DR, LEANDER, TX 78641-1463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 BECK DR, DAYTON, OH 45458-4508

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,578 Land $99,578	$99,578 Land $99,578
2024	$1,634.00 (-15.29%)
2023	$1,929.00 (+51.65%)	$130,000 Land $130,000	$130,000 Land $130,000
2022	$1,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15103 Armstrong Ests in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15103 Armstrong Ests is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JARRELL SCHWERTNER WSC serves 9,681 people · EPA ID TX2460011
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NexStream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Western Broadband Fixed Wireless	200 / 40
Heritage Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Armstrong Ests

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