15102 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 15102 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,018 sqft · built 2008
Lot Size	0.004 acres (179 sqft)
Owner	2 Individual Names on File
Last Sale	$123,500 (Jul 2019)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Jun 2023 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T102000023`

Property Details

APN / Parcel Number

Primary APN	`T102000023`
Alternative APN	`4-0036-A668-25-001C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	179 sqft (0.004 acres)
Patio Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T102000023
Street Address	15102 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7556
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #15 LOT 1C
Legal Subdivision	SPRINGHURST TERR #15
Legal Lot Number	1C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	312207

Owner

15102 Spring Creek Ln, a condominium, is owned by two individuals who acquired it in May 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1230 WESTRUN DR, BALLWIN, MO 63021-8355
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Beneficiary Deed, Transfer
Oct 14, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	May 18, 2012 · Amount on File
Deed Document Number	2019343420
Deed Book / Page	7101 / 2420
Last Transfer Date	May 31, 2023
Transfer Doc	0000023684
Record Updated	Oct 29, 2026

June 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 19, 2023
Property Address	15102 SPRING CREEK LN, O FALLON, MO 63368-7556
Document Number	0000023684
Map Reference	MB 46 PG 81
Instrument Date	May 31, 2023
Instrument	2023R-023684
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 WESTRUN DR, BALLWIN, MO 63021-8355

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15102 SPRING CREEK LN, O FALLON, MO 63368-7556
Document Number	0000005072
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	CLOSELINE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1230 WESTRUN DR BALLWIN MO 630218355, BALLWIN, MO 63021-8355

Mortgage

Document Number	0000005072
Date	Jan 19, 2021
Instrument	5072

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 18, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 8, 2019
Property Address	15102 SPRING CREEK LN, O FALLON, MO 63368-7556
Document Number	0071012420
Book / Page	7101 / 2420
Map Reference	MB 5226 PG 1274
Instrument Date	Jul 1, 2019
Instrument	20190708000343420
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 CIMARRON VALLEY TRL, 346, WENTZVILLE, MO 63385-5007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 WESTRUN DR, BALLWIN, MO 63021-8355

Mortgage

Document Number	20190708000343430
Date	Jul 8, 2019
Instrument	20190708000343430

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 15102 Spring Creek Ln was $2,276.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,554 (-)	$181,864 (-) Building $181,864
2025	$2,276.00	$34,554	$181,864
2023		$30,139 (+12.73%)
2022	$1,944.00	$26,736	$158,625 (+12.73%) Building $158,625
2021			$140,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15102 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15102 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

Nearby Properties on Spring Creek Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures