15102 la Plata Ct, Ramona, CA 92065 Property Records

San Diego County property record for 15102 la Plata Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,377 sqft · built 1988
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Last Sale	$878,000 (May 2020)
Tax Bill	$11,166 (2025)
Deeds & Mortgages	May 2020 Transfer May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-672-29-00`

Property Details

APN / Parcel Number

Primary APN	`288-672-29-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,377 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15102 LA PLATA CT
City	RAMONA
State	CA
Zip	92065-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 248 TR 008031
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	008031
Legal Block	2
Legal Lot Number	248
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15102 LA PLATA CT, RAMONA, CA 92065-4523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
May 21, 2020	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 20, 2017	Intrafamily Transfer, Transfer · ARM FLAGSTAR BANK FSB
Jan 23, 2017	Quit Claim Deed, Transfer WFG TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Apr 17, 1995 · Amount on Record
Deed Document Number	2020259913
Prior Transfer Date	Jun 3, 1997
Prior Transfer Doc	0000276311
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2020
Property Address	15102 LA PLATA CT, RAMONA, CA 92065-4523
Document Number	0000259912
Instrument Date	Feb 21, 2020
Instrument	259912
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15102 LA PLATA CT RAMONA CA 920654523, RAMONA, CA 92065-4523

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2020
Property Address	15102 LA PLATA CT, RAMONA, CA 92065-4523
Document Number	0000259913
Map Reference	MAP 8031
Instrument Date	Feb 13, 2020
Instrument	2020-0259913
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15102 LA PLATA CT, RAMONA, CA 92065-4523

Mortgage

Document Number	0000259914
Date	May 21, 2020
Instrument	2020-0259914

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2017
Property Address	15102 LA PLATA CT, RAMONA, CA 92065-4523
Document Number	0000030824
Map Reference	MAP8031
Instrument Date	Jan 13, 2017
Instrument	2017-0030824
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15102 LA PLATA CT, RAMONA, CA 92065-4523

Mortgage

Document Number	0000030825
Date	Jan 20, 2017
Instrument	2017-0030825

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2017
Property Address	15102 LA PLATA CT, RAMONA, CA 92065-4523
Document Number	0000033109
Instrument Date	Jul 6, 2016
Instrument	33109
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15102 LA PLATA CT RAMONA CA 920654523, RAMONA, CA 92065-4523

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,419 (+2%) Land $253,356 Building $726,063
2025	$11,166.00 (+5.79%)	$960,216 (+4.04%) Land $248,389 Building $711,827
2023	$10,555.00 (-0.42%)	$922,932 Land $238,745 Building $684,187
2022	$10,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99% of the US · above 92% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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