15100 Wavecrest Dr, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 15100 Wavecrest Dr, Lake Elsinore, CA 92530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,452 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Nov 2020)
Tax Bill	$5,198 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`379-431-026`

Property Details

APN / Parcel Number

Primary APN	`379-431-026`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	15100 WAVECREST DR
City	LAKE ELSINORE
State	CA
Zip	92530-5390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.23 ACRES IN LOT 4 MB 156/361 TR 20313 (MB 156/036.1)
Legal Subdivision	TRACT 20313
Legal Tract	20313
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	1
Census Block	1006
Census Tract	43003

Owner

15100 Wavecrest Dr is owned and occupied by an individual who bought it in November 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	15100 WAVECREST DR, LAKE ELSINORE, CA 92530-5390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit NUVISION FINANCIAL FCU
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Nov 13, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Nov 5, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Nov 18, 2016 · Amount on File
Deed Document Number	2020546938
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0000565708
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	15100 WAVECREST DR, LAKE ELSINORE, CA 92530-5390
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15100 WAVERCREST DR, LAKE ELSINORE, CA 92530-5390

Mortgage

Document Number	0000341585
Date	Nov 14, 2023
Instrument	2023-0341585

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	15100 WAVECREST DR, LAKE ELSINORE, CA 92530-5390
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15100 WAVECREST DR, LAKE ELSINORE, CA 92530-5390

Mortgage

Document Number	0000618545
Date	Oct 20, 2021
Instrument	2021-0618545

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 13, 2020
Property Address	15100 WAVECREST DR, LAKE ELSINORE, CA 92530-5390
Document Number	0000565708
Instrument Date	Oct 29, 2020
Instrument	565708
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15100 WAVECREST DR LAKE ELSINORE CA 925305390, LAKE ELSINORE, CA 92530-5390

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 5, 2020
Property Address	15100 WAVECREST DR, LAKE ELSINORE, CA 92530-5390
Document Number	0000546938
Map Reference	MB 1561 PG 36.1&37.1
Instrument Date	Sep 22, 2020
Instrument	2020-0546938
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15100 WAVECREST DR, LAKE ELSINORE, CA 92530-5390

Mortgage

Document Number	0000546939
Date	Nov 5, 2020
Instrument	2020-0546939

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15100 Wavecrest Dr was $5,198.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,670 (+2%) Land $82,804 Building $369,866
2025	$5,198.00	$443,795 Land $81,181 Building $362,614
2023	$4,536.00 (+0.18%)	$426,564 Land $78,030 Building $348,534
2022	$4,528.00
2021			$360,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15100 Wavecrest Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15100 Wavecrest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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