1510 State St, Midland, MI 48640 Property Records

Midland County property record for 1510 State St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,267 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Sep 2025)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-16-30-470`

Property Details

APN / Parcel Number

Primary APN	`14-16-30-470`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,267 sqft Living Area
Gross Area	1,086 sqft
1st Floor Area	724 sqft
Basement Area	724 sqft
Unfinished Basement	724 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 57 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1510 STATE ST
City	MIDLAND
State	MI
Zip	48640-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	LOT 62 HIGHLANDVIEW SUB
Legal Subdivision	HIGHLANDVIEW SUB
Legal Lot Number	62
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4001
Census Tract	290100

Owner

1510 State St is owned and occupied by two individuals who bought it in September 2025.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5301 DUBLIN AVE, 906, MIDLAND, MI 48640-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 8, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Deed Document Number	20258274
Deed Book / Page	2025 / 8274
Prior Transfer Date	Dec 30, 2019
Prior Transfer Doc	01630/00487
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 17, 2025
Property Address	1510 STATE ST, MIDLAND, MI 48640-5901
Document Number	2025R08274
Map Reference	LB A PG 109
Instrument Date	Sep 15, 2025
Instrument	2025R-08274
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1863, MIDLAND, MI 48641-1863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 DUBLIN AVE APT 906, 906, MIDLAND, MI 48640-3134

Mortgage

Document Number	2025R08275
Date	Sep 17, 2025
Instrument	2025R-08275

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	2025R08276
Date	Sep 17, 2025
Instrument	2025R-08276

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 8, 2020
Property Address	1510 STATE ST, MIDLAND, MI 48640-5901
Document Number	01630/00487
Book / Page	01630 / 00487
Instrument Date	Dec 30, 2019
Instrument	01630-00487
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1863, MIDLAND, MI 48641-1863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1863, MIDLAND, MI 48641-1863

Tax Assessment & Valuation

The 2025 property tax bill for 1510 State St was $1,899 with a homeowner's exemption, down 14% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,400 (+29.95%)	$158,800 (+29.95%)
2025	$1,899.00 (-14.03%)	$61,100	$122,200
2024	$2,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1510 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1510 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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