Calloway County property record for 1510 Sandy Pine Dr, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,700 sqft |
| Lot Size | 0.524 acres (22,828 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2023) |
| Tax Bill | $1,177 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-H-0001-00015 |
| Primary APN | 043-H-0001-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Adobe |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,828 sqft (0.524 acres) |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 102553 |
|---|---|
| Street Address | 1510 SANDY PINE DR |
| City | MURRAY |
| State | KY |
| Zip | 42071-9384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1510 SANDY PINE |
| Legal Subdivision | SPRING CRK OAKS ESTATES I |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10601 |
Source: Calloway County assessment roll, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1510 SANDY PINE DR, MURRAY, KY 42071-9384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Mar 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Mar 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO |
| Apr 7, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on Record |
| Deed Sale | Jul 5, 2023 · Amount on Record |
| Prior Sale | Apr 7, 2022 · Amount on Record |
| Deed Document Number | 2023684422 |
| Deed Book / Page | 1422 / 148 |
| Prior Transfer Date | Jul 20, 2016 |
| Prior Transfer Doc | 001101/352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1510 SANDY PINE DR, MURRAY, KY 42071-9384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001136/127 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 1136/127 |
| Instrument | 620838 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 17, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1510 SANDY PINE DR, MURRAY, KY 42071-9384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001127/421 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 1127/421 |
| Instrument | 619318 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 7, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1510 SANDY PINE DR, MURRAY, KY 42071-9384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001205/005 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 1205/005 |
| Instrument | 632980 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 4, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Jul 5, 2023 |
| Property Address | 1510 SANDY PINE DR, MURRAY, KY 42071-9384 |
| Document Number | 001422/148 |
| Book / Page | 1422 / 148 |
| Map Reference | MB 11 PG 42 SL 948 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 684422 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | HOME TEAM TITLE, HOME TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 911 COLLEGE ST STE 203, 203, BOWLING GREEN, KY 42101-2183 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1510 SANDY PINE DR, MURRAY, KY 42071-9384 |
| Document Number | 0000684423 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 684423 |
| Name | CRESCENT MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 7, 2022 |
| Property Address | 1510 SANDY PINE DR, MURRAY, KY 42071-9384 |
| Document Number | 0001365/84 |
| Book / Page | 1365 / 84 |
| Map Reference | MB 11 PG 42 SL 948 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 656411 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1043 CHICORY WAY, BOWLING GREEN, KY 42104-5616 |
| Name | Verified Name |
|---|---|
| Address | 911 COLLEGE ST STE 203, 203, BOWLING GREEN, KY 42101-2183 |
Source: Calloway County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,177.00 (+80.8%) | $325,000 (+85.71%) | $325,000 (+85.71%) |
| 2023 | $651.00 (-6.47%) | $175,000 (-5.41%) | $175,000 (-5.41%) |
| 2022 | $696.00 | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH 641 WATER DISTRICT serves 1,160 people · EPA ID KY0180185 |
|---|---|
| Water Source | Purchased groundwater from MURRAY WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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