1510 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 1510 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,206 sqft · built 1897
Lot Size	0.086 acres (3,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2026)
Tax Bill	$2,508 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1460-03730`

Property Details

APN / Parcel Number

Primary APN	`010-1460-03730`
Alternative APN	`1062082`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,206 sqft Gross Area
1st Floor Area	786 sqft
Basement Area	165 sqft
Finished Basement	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,772 sqft (0.086 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	108 sqft
Deck Area	180 sqft
Storage Building	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1062082
Street Address	1510 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 SERIAL #
Legal Subdivision	ENDION DIVISION OF DULUTH
Legal Block	39
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3013
Census Tract	1400

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1510 JEFFERSON ST, DULUTH, MN 55812-1611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 21, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	20261541009
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2026
Property Address	1510 JEFFERSON ST, DULUTH, MN 55812-1611
Document Number	0001541009
Instrument Date	Sep 22, 2026
Instrument	20261541009
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1510 JEFFERSON ST, DULUTH, MN 55812-1611

Mortgage

Document Number	0001541010,
Date	Sep 24, 2026
Instrument	20261541010

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 21, 2018
Property Address	1510 JEFFERSON ST, DULUTH, MN 55812-1611
Document Number	00A1345184
Instrument Date	Nov 9, 2018
Instrument	A1345184
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 JEFFERSON ST DULUTH MN 558121611, DULUTH, MN 55812-1611

Mortgage

Document Number	1345185
Date	Nov 21, 2018
Instrument	1345185

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,508.00 (+10.29%) Homeowner's exemption
2025	$2,274.00 (+6.76%) Homeowner's exemption	$212,900 (+11.52%) Land $13,900 Building $199,000	$212,900 (+11.52%) Land $13,900 Building $199,000
2024	$2,130.00	$190,900 (+20.37%) Land $13,600 Building $177,300	$190,900 (+20.37%) Land $13,600 Building $177,300
2022		$158,600 Land $15,200 Building $143,400	$158,600 Land $15,200 Building $143,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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