1510 Eaves Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1510 Eaves Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,556 sqft · built 1983
Lot Size	0.378 acres (16,500 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Jul 2014)
Tax Bill	$781 (2026)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41446`

Property Details

APN / Parcel Number

Primary APN	`41446`
Alternative APN	`1296177`

Interior

Stories	1 Story
Building Area	1,556 sqft Finished Area
Basement Area	778 sqft
Unfinished Basement	778 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1296177
Street Address	1510 EAVES RD
City	SHELBY
State	NC
Zip	28152-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1510 EAVES RD
Legal Subdivision	J F GAFFNEY PROPERTY
Legal Block	1
Legal Lot Number	15
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2022
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1510 EAVES RD, SHELBY, NC 28152-7311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 11, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	Mar 19, 2013 · Amount on Record
Deed Document Number	20146166
Deed Book / Page	1681 / 1279
Prior Transfer Date	Sep 26, 2012
Prior Transfer Doc	0016430314
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1510 EAVES RD, SHELBY, NC 28152-7311
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 EAVES RD, SHELBY, NC 28152-7311

Mortgage

Document Number	0018622673
Date	Jan 19, 2022
Book Page	1862/2673
Instrument	200067207

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1510 EAVES RD, SHELBY, NC 28152-7311
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 EAVES RD, SHELBY, NC 28152-7311

Mortgage

Document Number	0018400399
Date	May 4, 2021
Book Page	1840/399
Instrument	200054697

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Feb 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1510 EAVES RD, SHELBY, NC 28152-7311
Document Number	0017590392
Book / Page	001759 / 000392
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 EAVES RD SHELBY NC 281527311, SHELBY, NC 28152-7311

Mortgage

Document Number	0017590392
Date	Jan 16, 2018
Book Page	001759/000392
Instrument	9180

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$781.00 (+2.76%)	$152,841 (-) Land $9,540 Building $143,301	$152,841 (-) Land $9,540 Building $143,301
2025	$760.00 Disabled Person's exemption	$152,841 (+57%) Land $9,540 Building $143,301	$152,841 (+57%) Land $9,540 Building $143,301
2023		$97,353 Land $7,420 Building $89,933	$97,353 Land $7,420 Building $89,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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