1510 E 9th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1510 E 9th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 2005
Lot Size	0.235 acres (10,280 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Apr 2025)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11249-501-000`

Property Details

APN / Parcel Number

Primary APN	`11249-501-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Heated Area
Gross Area	2,035 sqft
1st Floor Area	1,330 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,280 sqft (0.235 acres)
Lot Dimensions	129 ft deep x 80 ft wide
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	496 sqft

Exterior Amenities

Pool Area	250 sqft
Porch	Porch
Porch Area	265 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1510 E 9TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMY'S ACRES LOT 1 ORB 4899 P 1255
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	AMY'S ACRES
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1029
Census Tract	1402

Owner

Source: Bay County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1510 E 9TH ST, LYNN HAVEN, FL 32444-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Jan 27, 2015 · Amount on Record
Deed Document Number	2025018001
Deed Book / Page	4899 / 1255
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1510 E 9TH ST, LYNN HAVEN, FL 32444-2908
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 E 9TH ST, LYNN HAVEN, FL 32444-2908

Mortgage

Document Number	0047761308
Date	Feb 26, 2024
Book Page	4776/1308
Instrument	2024010367

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1510 E 9TH ST, LYNN HAVEN, FL 32444-2908
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 E 9TH ST, LYNN HAVEN, FL 32444-2908

Mortgage

Document Number	0049890798
Date	Jan 5, 2026
Book Page	4989/798
Instrument	2026000269

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 2, 2025
Property Address	1510 E 9TH ST, LYNN HAVEN, FL 32444-2908
Document Number	0048991255
Book / Page	4899 / 1255
Map Reference	MB 20 PG 12
Instrument Date	Mar 31, 2025
Instrument	2025018001
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	CLEAR TITLE, CLEAR T&E 30A LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3502 JENKS AVE, PANAMA CITY, FL 32405-0401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 E 9TH ST, LYNN HAVEN, FL 32444-2908

Mortgage

Document Number	0048991257
Date	Apr 2, 2025
Instrument	4899/1257

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00 (+14.61%)	$232,491 (+17.58%) Land $53,760 Building $178,731	$232,491 (+17.58%) Land $53,760 Building $178,731
2023	$2,978.00 (+15.61%)	$197,725 (+15.39%) Land $50,304 Building $147,421	$197,725 (+15.39%) Land $50,304 Building $147,421
2022	$2,576.00	$171,354 Land $36,864 Building $134,490	$171,354 Land $36,864 Building $134,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	88 (1995–2021)
Claims Outside the SFHA	40 of 88
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 45 claims Severe Storms And Flooding, Jul 2013 · 4 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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