1510 Duncombe St, Key West, FL 33040 Property Records

Monroe County property record for 1510 Duncombe St, Key West, FL 33040 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 2007
Lot Size	0.056 acres (2,451 sqft)
Owner	Individual Name on File
Tax Bill	$3,391 (2024)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00063430-000100`

Property Details

APN / Parcel Number

Primary APN	`00063430-000100`
Alternative APN	`9088054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Plywood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,451 sqft (0.056 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	195 sqft
Patio Area	660 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	9088054
Street Address	1510 DUNCOMBE ST
City	KEY WEST
State	FL
Zip	33040-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW DIAG PB 1-13 PT LOT 17 SQR 6 TR 30 G66-188 G52-343/344 OR344-351/53 OR611-450 OR750-640 OR1828-1114-C OR1828-1115/16
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	W D CASH DIAGRAM
Legal Tract	30
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1000
Census Tract	972000

Owner

Source: Monroe County records · APN 00063430-000100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1510 DUNCOMBE ST, KEY WEST, FL 33040-5334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2020
Deed Sale	Jun 01, 2020
Deed Document Number	0030321839
Deed Book / Page	2908 / 1645
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	2170863
Record Updated	Jun 08, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 25, 2018
Property Address	1510 DUNCOMBE ST, KEY WEST, FL 33040-5334
Document Number	0029081645
Book / Page	2908 / 1645
Map Reference	MB1 PG13
Instrument Date	May 21, 2018
Instrument	2170863
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,346.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 DUNCOMBE ST, KEY WEST, FL 33040-5334

Mortgage

Document Number	0002170866
Date	May 25, 2018
Instrument	2170866

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,615 (+5.99%)	$582,696 (+18.39%) Land $307,233 Building $275,463
2024	$3,391.00 (+1.95%)
2023	$3,326.00 (+3.45%) Senior Citizen's exemption	$388,365 (+3%)	$492,172 (+0.17%) Land $232,539 Building $259,633
2022	$3,215.00 Senior Citizen's exemption	$377,054	$491,328 Land $225,492 Building $265,836

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.