1510 Bailey Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1510 Bailey Ave, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,944 sqft · built 1920
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2016)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`146J G 029`

Property Details

APN / Parcel Number

Primary APN	`146J G 029`
Alternative APN	`0000075006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,944 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000075006
Street Address	1510 BAILEY AVE
City	CHATTANOOGA
State	TN
Zip	37404-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 6 BLK 12 HIGHLAND PARK ADDN NO 1 PB 1 PG 23
Legal Subdivision	HIGHLAND PARK ADDN N
Legal Block	12
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1510 Bailey Ave is owned and occupied by two individuals who bought it in September 2016.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1510 BAILEY AVE, CHATTANOOGA, TN 37404-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Prior Sale	Jan 15, 2003 · Amount on File
Deed Document Number	2016135
Deed Book / Page	10858 / 652
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1510 BAILEY AVE, CHATTANOOGA, TN 37404-2905
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000021
Date	Aug 6, 2024
Book Page	13669/344
Instrument	2024080600021

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1510 Bailey Ave was $1,572, down 3.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (-3.44%)	$103,725 (+42.48%)	$414,900 (+42.48%) Land $70,000 Building $344,900
2024	$1,628.00	$72,800 (-)	$291,200 (-) Land $50,000 Building $241,200
2023	$1,628.00	$72,800 (-)	$291,200 (-) Land $50,000 Building $241,200
2022	$1,628.00	$72,800	$291,200 Land $50,000 Building $241,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1510 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1510 Bailey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20