1510 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1510 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1954
Square Footage1,120 sqft Living Area
Lot Size9,000 sqft (0.206 acres)
OccupancyOwner Occupied
Last Sale$70,000 (1996)
Tax Bill$2,766.00 (2024)

Property Details

APN / Parcel Number

Primary APN963607206002
Alternative APN
  • 64096360720600200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,120 sqft Living Area
Basement Area1,120 sqft Basement
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeBlock Foundation
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area9,000 sqft (0.206 acres)
Depth X Width150 ft x 60 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area864 sqft Garage
CarportCarport
Carport Area364 sqft Carport
Patio Area144 sqft Patio
PorchEnclosed Porch
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number64096360720600200
Street Address1510 3RD AVE E
CitySPENCER
StateIA
Zip51301-4451
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 4 TRIPP
Legal Range36
Legal Township17
Legal Section07
Legal SubdivisionTRIPP'S ADDITION
JurisdictionCLAY IA
Minor Civil DivisionSPENCER
Census Blockgroup3
Census Block3016
Census Tract80200

Owner

Source: Clay County records · APN 963607206002

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1510 3RD AVE E, SPENCER, IA 51301-4451
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
FARMERS TRUST & SAVINGS BANK
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
FARMERS TRUST & SAVINGS BANK
Jul 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 1996 · Amount on Record
Deed SaleSep 20, 1996 · Amount on Record
Deed Doc Number00000S3 88
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address1510 3RD AVE E, SPENCER, IA 51301-4451
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023/1882
DateAug 28, 2023
Book Page2023/1882
Instrument2023 1882
Lender
NameFARMERS TRUST & SAVINGS BANK
TypeBank
AddressSPENCER, IA 51301
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address1510 3RD AVE E, SPENCER, IA 51301-4451
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1881
DateJul 19, 2022
Book Page2022/1881
Instrument2022 1881
Lender
NameFARMERS TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address1510 3RD AVE E, SPENCER, IA 51301-4451
Transaction TypeMortgage
Record UpdatedAug 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1960
DateJul 27, 2017
Book Page2017/1960
Instrument1960
Lender
NameFARMERS TRUST & SAVINGS BANK
TypeBank
AddressSPENCER, IA 51301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2032

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$216,010 (+12.81%) Land $24,480 Building $191,530$216,010 (+12.81%) Land $24,480 Building $191,530
2024$2,766.00 (+5.49%)
2023$191,480 (+18.84%) Land $17,140 Building $174,340$191,480 (+18.84%) Land $17,140 Building $174,340
2022$2,622.00 Homeowner's exemption$161,120 Land $17,140 Building $143,980
2021$161,120 Land $17,140 Building $143,980

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