1510 11th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1510 11th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1940
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2023)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Aug 2023 Sale Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51032-0001`

Property Details

APN / Parcel Number

Primary APN	`82-51032-0001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	736 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Width	84 ft Width
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1510 11TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S2 OF LOT 13 & ALL OF LOT 12 BLK 4 SPRUCEWOOD ADD SECTION 23 TOWNSHIP 124 RANGE 028 SPRUCEWOOD ADD SECTION 23 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	SPRUCEWOOD ADD
Legal Block	4
Legal Lot Number	12-13
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

1510 11th Ave S is owned and occupied by an individual who bought it in August 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1510 11TH AVE S, SAINT CLOUD, MN 56301-5638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE AGENCY LL
Oct 7, 2019	Warranty Deed, Transfer
Mar 6, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Oct 7, 2019 · Amount on File
Deed Document Number	20231570597
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 25, 2023
Property Address	1510 11TH AVE S, SAINT CLOUD, MN 56301-5638
Document Number	0000T45509
Instrument Date	Aug 18, 2023
Instrument	T45509
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE AGENCY LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 11TH AVE S, SAINT CLOUD, MN 56301-5638

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 7, 2019
Property Address	1510 11TH AVE S, SAINT CLOUD, MN 56301-5638
Document Number	0000T42679
Instrument Date	Sep 30, 2019
Instrument	T42679
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 11TH AVE S, SAINT CLOUD, MN 56301-5638

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 6, 2017
Property Address	1510 11TH AVE S, SAINT CLOUD, MN 56301-5638
Document Number	0000T40745
Instrument Date	Feb 24, 2017
Instrument	T40745
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 11TH AVE S, SAINT CLOUD, MN 56301-5638

Tax Assessment & Valuation

The 2026 property tax bill for 1510 11th Ave S was $2,102 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00
2025		$170,000 Land $30,000 Building $140,000	$170,000 Land $30,000 Building $140,000
2023	$1,616.00	$157,300 Land $30,000 Building $127,300	$157,300 Land $30,000 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1510 11th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1510 11th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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