151 Winding Woods Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 151 Winding Woods Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,316 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$480,835,000 (Jul 2026)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A942000749`

Property Details

APN / Parcel Number

Primary APN	`A942000749`
Alternative APN	`2-0061-7010-00-0037.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	736 sqft
Basement Area	580 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A942000749
Street Address	151 WINDING WOODS DR
City	O FALLON
State	MO
Zip	63366-3976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING WOODS #1 LOT 37
Legal Subdivision	WINDING WOODS #1
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1029
Census Tract	311733

Owner

151 Winding Woods Dr is owned by a company that bought it in July 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GOLDMAN SACHS MORTGAGE COMPANY
May 4, 2021	Deed of Trust, Mortgage · Construction Mortgage ROYAL BANK OF CANADA
Dec 18, 2018	Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	May 5, 2025
Deed Document Number	202630780
Prior Transfer Date	Sep 29, 2015
Prior Transfer Doc	0000685640
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2026
Property Address	151 WINDING WOODS DR, O FALLON, MO 63366-3976
Document Number	0000030780
Instrument Date	Jun 25, 2026
Instrument	202630780
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SELENE TITLE LLC, SELENE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030781,
Date	Jul 1, 2026
Instrument	202630781

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	151 WINDING WOODS DR, O FALLON, MO 63366-3976
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SELECTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 VESEY ST, NEW YORK, NY 10281-5525

Mortgage

Document Number	0000039311
Date	May 4, 2021
Instrument	2021R-039311

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Recording Date	Dec 18, 2018
Property Address	151 WINDING WOODS DR, O FALLON, MO 63366-3976
Document Number	0070160062
Book / Page	007016 / 000062
Instrument Date	Dec 7, 2018
Instrument	705170
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	PREMIUM TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3505 KOGER BLVD #400 DULUTH GA 300967672, 400, DULUTH, GA 30096-7672

Mortgage

Document Number	70160062
Date	Dec 18, 2018
Book Page	007016/000062
Instrument	705170

Lender

Name	MORGAN STANLEY MTG CAP HOLDING
Type	Mortgage Company
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 151 Winding Woods Dr was $3,028, up 4.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,978 (-)	$247,255 (-) Building $247,255
2025	$3,028.00 (+4.09%)	$46,978	$247,255 Building $247,255
2024	$2,909.00
2023		$43,808
2022			$230,571 Building $230,571

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 151 Winding Woods Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Winding Woods Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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