151 Willow St, Flora, IL 62839 Property Records

Clay County property record for 151 Willow St, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,048 sqft · built 1972
Lot Size	0.533 acres (23,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,951 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-25-237-001`

Property Details

APN / Parcel Number

Primary APN	`10-25-237-001`

Interior

Full Baths	2 Baths
Building Area	1,048 sqft Living Area
Stories	2 Stories
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	23,240 sqft (0.533 acres)
Driveway	Concrete Driveway
Driveway Area	280 sqft Driveway
Porch	Slab
Porch Area	54 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	151 WILLOW ST
City	FLORA
State	IL
Zip	62839-2626
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	ASSESSORS PITTMAN SUB DIV LOTS 8 & 9 ALSO 16' PARCEL D
Legal Subdivision	ASSESSORS PITTMAN SUB
Legal Lot Number	8-9
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3089
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-237-001

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	151 WILLOW ST, FLORA, IL 62839-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	151 WILLOW ST, FLORA, IL 62839-2626
Transaction Type	Mortgage
Record Updated	Nov 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205904
Date	Oct 19, 2022
Instrument	205904

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 13, 2023

Interest

Rate Type	Fixed Rate
Rate	5.49%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,108 (+32%) Land $5,544 Building $41,564	$141,324 (+32%) Land $16,632 Building $124,692
2024	$2,951.00 (-13.15%)
2022	$3,398.00 (+138.46%)	$35,687 Land $4,193 Building $31,494	$107,061 Land $12,579 Building $94,482
2021	$1,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.