151 Whitney St, Chula Vista, CA 91910 Property Records

San Diego County property record for 151 Whitney St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,222 sqft · built 1951
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`569-362-14-00`

Property Details

APN / Parcel Number

Primary APN	`569-362-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	151 WHITNEY ST
City	CHULA VISTA
State	CA
Zip	91910-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 73 TR 002619
Legal Subdivision	COVANILLO
Legal Tract	002619
Legal Block	2
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	12800

Owner

Source: San Diego County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 WHITNEY ST, CHULA VISTA, CA 91910-4803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 8, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025
Deed Sale	Apr 4, 2025
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	202586081
Prior Transfer Date	Mar 31, 2025
Prior Transfer Doc	0000086081
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2026
Property Address	151 WHITNEY ST, CHULA VISTA, CA 91910-4803
Document Number	0000257958
Instrument Date	Aug 21, 2026
Instrument	2026257958
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	151 WHITNEY ST, CHULA VISTA, CA 91910-4803

Mortgage

Document Number	0000257958,
Date	Sep 2, 2026
Instrument	2026257958

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2046

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	151 WHITNEY ST, CHULA VISTA, CA 91910-4803
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WHITNEY ST, CHULA VISTA, CA 91910-4803

Mortgage

Document Number	0000360922
Date	Sep 12, 2022
Instrument	2022-0360922

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	151 WHITNEY ST, CHULA VISTA, CA 91910-4803
Document Number	0000271423
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 WHITNEY ST CHULA VISTA CA 919104803, CHULA VISTA, CA 91910-4803

Mortgage

Document Number	0000271423
Date	Jun 16, 2017
Instrument	271423

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,777 (+2%) Land $204,983 Building $217,794
2025	$4,958.00 (+5.09%)	$414,488 (+4.04%) Land $200,964 Building $213,524
2023	$4,718.00 (+2.95%)	$398,395 Land $193,161 Building $205,234
2022	$4,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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