Somerset County and Bernards Township property record for 151 Whitenack Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,194 sqft · built 1940 |
| Lot Size | 3.18 acres (138,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $835,000 (Oct 2021) |
| Tax Bill | $16,833 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04801-0000-00007 |
| Primary APN | 02-04801-0000-00007 |
|---|---|
| Alternative APN |
|
| Total Rooms | 10 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,194 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 138,956 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200105000000014 |
|---|---|
| Street Address | 151 WHITENACK RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 4801 |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 52604 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 151 WHITENACK RD, BASKING RIDGE, NJ 07920-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Nov 27, 2018 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Apr 28, 2014 · Amount on Record |
| Deed Document Number | 202161197 |
| Deed Book / Page | 7392 / 120 |
| Last Transfer Date | Jun 9, 2023 |
| Transfer Doc | 0000014402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Oct 14, 2021 |
| Property Address | 151 WHITENACK RD, BASKING RIDGE, NJ 07920-2057 |
| Document Number | 0000061197 |
| Book / Page | 7392 / 120 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021061197 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,676.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 464 ROATE RD, 464, ALBURTIS, PA 18011 |
| Name | Verified Name |
|---|---|
| Address | 151 WHITENACK RD, BASKING RIDGE, NJ 07920-2057 |
| Document Number | 0000061198 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021061198 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 151 WHITENACK RD, BASKING RIDGE, NJ 07920-2057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043973 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 7085/2038 |
| Instrument | 2018043973 |
| Name | FIGURE LENDING LLC |
|---|---|
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 27, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 151 WHITENACK RD, BASKING RIDGE, NJ 07920-2057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003047 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 7183/2233 |
| Instrument | 2020003047 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,064,900 (+6.79%) Land $394,000 Building $670,900 | $1,064,900 (+6.79%) Land $394,000 Building $670,900 | |
| 2025 | $16,833.00 (+4.27%) | $997,200 (+15.78%) Land $364,200 Building $633,000 | $997,200 (+15.78%) Land $364,200 Building $633,000 |
| 2024 | $16,144.00 (+0.74%) | ||
| 2023 | $861,300 Land $338,700 Building $522,600 | $861,300 Land $338,700 Building $522,600 | |
| 2022 | $16,025.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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