151 White Oak Cir, Maitland, FL 32751 Property Records

Orange County property record for 151 White Oak Cir, Maitland, FL 32751

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,257 sqft · built 1973
Lot Size0.288 acres (12,528 sqft)
Owner2 Company Names on Record
Last Sale$625,000 (Jul 2026)
Tax Bill$3,090 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-21-29-5473-00-520

Property Details

APN / Parcel Number

Primary APN25-21-29-5473-00-520
Alternative APNs
  • 292125547300520
  • 314968
  • 320245
  • 324593

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,257 sqft Living Area
Gross Area2,906 sqft
1st Floor Area2,257 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1978
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,528 sqft (0.288 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address151 WHITE OAK CIR
CityMAITLAND
StateFL
Zip32751-6111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionMAITLAND GROVE UNIT 1 3/80 LOT 52 SEE 3127/137
Legal Range29E
Legal Township21S
Legal Section25
Legal SubdivisionMAITLAND GROVE UT 1
Legal Tract5473
Legal Lot Number52
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2025
Census Tract15501

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2 OCEANS WEST BLVD, 1207, DAYTONA BEACH, FL 32118-7942
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Dec 12, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 15, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2026 · Amount on Record
Deed SaleJul 15, 2026 · Amount on Record
Deed Document Number2026391006
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 15, 2026
Property Address151 WHITE OAK CIR, MAITLAND, FL 32751-6111
Document Number0000391006
Instrument DateJul 13, 2026
Instrument2026391006
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyALOMA TITLE COMPANY, ALOMA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$441,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2 OCEANS WEST BLVD, 1207, DAYTONA BEACH, FL 32118-7942

Mortgage

Document Number0000391008,
DateJul 15, 2026
Instrument2026391008
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateDec 12, 2022
Property Address151 WHITE OAK CIR, MAITLAND, FL 32751-6111
Document Number0000743417
Map ReferenceMB 3 PG 80
Instrument DateOct 18, 2022
Instrument20220743417
Transaction TypeTransfer
Record UpdatedDec 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address151 WHITE OAK CIR, MAITLAND, FL 32751-6111

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 SANDSPUR RD, MAITLAND, FL 32751-4734

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address151 WHITE OAK CIR, MAITLAND, FL 32751-6111
Document Number0000176134
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedJun 14, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 WHITE OAK CIR MAITLAND FL 327516111, MAITLAND, FL 32751-6111

Mortgage

Document Number0000176134
DateMar 25, 2019
Instrument176134
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityMaitland City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,429 (+2.7%)$522,145 (-2.69%) Land $160,000 Building $362,145
2025$3,090.00 (+3.24%) Homeowner's exemption Widower's exemption$235,082 (+5.99%)$536,585 (+7.8%) Land $160,000 Building $376,585
2024$2,993.00 (+4.69%)
2023$2,859.00 (+3.96%) Homeowner's exemption Widower's exemption$221,803 (+3%)$497,762 (+38.85%) Land $160,000 Building $337,762
2022$2,750.00 Homeowner's exemption$215,343$358,496 Land $120,000 Building $238,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAITLAND, CITY OF (3 WPS)
serves 13,370 people · EPA ID FL3480203
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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