151 Waterstone Loop, Tavares, FL 32778 Property Records

Lake County property record for 151 Waterstone Loop, Tavares, FL 32778 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$435,000 (Jul 2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`30-19-26-0010-000-08700`

Property Details

APN / Parcel Number

Primary APN	`30-19-26-0010-000-08700`
Alternative APNs	`261930001000008700` `3958644`

Location & Zoning

Account Number	3958644
Street Address	151 WATERSTONE LOOP
City	TAVARES
State	FL
Zip	32778-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEASONS AT WATERSTONE PB 85 PG 81-85 LOT 87
Legal Subdivision	SEASONS AT WATERSTONE
Legal Tract	A-E&H
Legal Lot Number	87
Jurisdiction	LAKE FL

Owner

Source: Lake County records · APN 30-19-26-0010-000-08700

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	151 WATERSTONE LOOP, TAVARES, FL 32778-4852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Deed Document Number	202688233
Deed Book / Page	6778 / 1077
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 17, 2026
Property Address	151 WATERSTONE LOOP, TAVARES, FL 32778-4852
Document Number	0000088233
Book / Page	6778 / 1077
Instrument Date	Jul 07, 2026
Instrument	202688233
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$307,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WATERSTONE LOOP, TAVARES, FL 32778-4852

Mortgage

Document Number	0000088234,
Date	Jul 17, 2026
Instrument	202688234

Lender

Name	HOMEAMERICAN MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2026	$15,000 Land $15,000	$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	65.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.