151 Watermark Ter, Hercules, CA 94547 Property Records

Contra Costa County property record for 151 Watermark Ter, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,489 sqft · built 2003
Lot Size	0.233 acres (10,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,000 (Jun 2019)
Tax Bill	$15,900 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`404-530-024-3`

Property Details

APN / Parcel Number

Primary APN	`404-530-024-3`
Alternative APN	`404-530-024`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,489 sqft Living Area
1st Floor Area	1,741 sqft
2nd Floor Area	1,748 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	10,144 sqft (0.233 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	151 WATERMARK TER
City	HERCULES
State	CA
Zip	94547-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8595 L30
Legal Subdivision	SUBDIVISION 8595
Legal Tract	8595
Legal Lot Number	30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	392300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 WATERMARK TER, HERCULES, CA 94547-2659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Feb 6, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 19, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Jul 17, 2003 · Amount on Record
Deed Document Number	201992944
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 WATERMARK TER, HERCULES, CA 94547-2659
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WATEMARK TER, HERCULES, CA 94547-2659

Mortgage

Document Number	0000273667
Date	Nov 13, 2020
Instrument	2020-273667

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 WATERMARK TER, HERCULES, CA 94547-2659
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WATERMARK TER, HERCULES, CA 94547-2659

Mortgage

Document Number	0000144783
Date	Sep 28, 2022
Instrument	2022-144783

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 WATERMARK TER, HERCULES, CA 94547-2659
Document Number	0000025647
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 WATERMARK TER HERCULES CA 945472659, HERCULES, CA 94547-2659

Mortgage

Document Number	0000025647
Date	Feb 11, 2020
Instrument	25647

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 19, 2019
Property Address	151 WATERMARK TER, HERCULES, CA 94547-2659
Document Number	0000092944
Map Reference	MB 442 PG 49
Instrument Date	May 24, 2019
Instrument	2019-092944
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	151 WATERMARK TER, HERCULES, CA 94547-2659

Mortgage

Document Number	0000092945
Date	Jun 19, 2019
Instrument	2019-092945

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,075,245 (+2%) Land $341,347 Building $733,898
2025	$15,900.00 (+5.61%) Homeowner's exemption	$1,054,162 (+4.04%) Land $334,654 Building $719,508
2023	$15,055.00 (+1.3%) Homeowner's exemption	$1,013,229 Land $321,660 Building $691,569
2022	$14,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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