151 Ward Ave, Bellevue, KY 41073 Property Records

Campbell County property record for 151 Ward Ave, Bellevue, KY 41073

Property Summary

Property Type	Single Family Home
Details	1,697 sqft · built 1885
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Oct 2020)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Mar 2025 Transfer Sep 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-08-194.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-08-194.00`

Interior

Stories	2 Stories
Building Area	1,697 sqft Living Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	151 WARD AVE
City	BELLEVUE
State	KY
Zip	41073-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK I HARRIS HEIRS ADDN 30 X 100
Legal Subdivision	HARRIS HEIRS ADDN
Legal Phase	I
Legal Block	1
Legal Lot Number	12
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1012
Census Tract	52100

Owner

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12316 CORTEZ RD W, 14, CORTEZ, FL 34215
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE NATIONAL BANK & TRUST CO
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 21, 2019	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	20205119091
Deed Book / Page	818 / 110
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0005119091
Record Updated	Oct 29, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 5, 2025
Property Address	151 WARD AVE, BELLEVUE, KY 41073-1026
Document Number	0005392002
Book / Page	D870 / 174
Instrument Date	Sep 27, 2024
Instrument	5392002
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 RIDGEWOOD PL, FORT THOMAS, KY 41075-1650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12316 CORTEZ RD W # 14, 14, CORTEZ, FL 34215

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	151 WARD AVE, BELLEVUE, KY 41073-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005062940
Date	Sep 20, 2017
Book Page	M2122/810
Instrument	5062940

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	151 WARD AVE, BELLEVUE, KY 41073-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005074778
Date	Jun 5, 2018
Book Page	M2147/198
Instrument	5074778

Lender

Name	THE NATIONAL BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 18, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	151 WARD AVE, BELLEVUE, KY 41073-1026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WARD AVE, BELLEVUE, KY 41073-1026

Mortgage

Document Number	0005119473
Date	Oct 22, 2020
Book Page	M2249/632
Instrument	5119473

Lender

Name	HERITAGE BANK
Type	Bank
Address	ALEXANDRIA, KY 41001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 15, 2020
Property Address	151 WARD AVE, BELLEVUE, KY 41073-1026
Document Number	0005119091
Book / Page	000818 / 000110
Instrument Date	Oct 15, 2020
Instrument	5119091
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 WARD AVE BELLEVUE KY 410731026, BELLEVUE, KY 41073-1026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 21, 2019
Property Address	151 WARD AVE, BELLEVUE, KY 41073-1026
Document Number	0005099270
Book / Page	000607 / 000046
Instrument Date	Oct 18, 2019
Instrument	5099270
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WARD AVE BELLEVUE KY 410731026, BELLEVUE, KY 41073-1026

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Bellevue City
Unified School District	Bellevue Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (-6.58%)	$267,300 (+8%) Land $12,100 Building $255,200	$267,300 (+8%) Land $12,100 Building $255,200
2023	$3,467.00 (+3.46%)	$247,500 (-) Land $10,000 Building $237,500	$247,500 (-) Land $10,000 Building $237,500
2022	$3,351.00	$247,500 Land $10,000 Building $237,500	$247,500 Land $10,000 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	108 units insured incl. 74 condo units
Nearby Flood Claims	39 (1982–2021)
Claims Outside the SFHA	9 of 39
Most Recent Claim	Nov 2021 · other causes
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,059 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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