Ashe County property record for 151 W Main St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,632 sqft · built 1945 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,663 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-386 |
| Primary APN | 09263-001-386 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,632 sqft Heated Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 210 ft deep x 160 ft wide |
| Garage Area | 1,152 sqft |
| Cooling System | Central |
|---|
| Account Number | 102384 |
|---|---|
| Old Parcel Number | 09263001386 |
| Street Address | 151 W MAIN ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .71 A LOT 5 MAP 6 FROM VERLAS BADGER PAVED '11 .00 |
| Legal Lot Number | 5 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970502 |
151 W Main St is owned and occupied by two individuals.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 W MAIN ST, JEFFERSON, NC 28640-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 151 W MAIN ST, JEFFERSON, NC 28640-9799 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000490/0000000111 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 0000000490/0000000111 |
| Instrument | 000000001563 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | May 1, 2023 |
| Index | Other |
The 2026 property tax bill for 151 W Main St was $1,663, up 5.7% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,663.00 (+5.72%) | $204,300 (-) Land $35,000 Building $169,300 | $204,300 (-) Land $35,000 Building $169,300 |
| 2025 | $1,573.00 | $204,300 Land $35,000 Building $169,300 | $204,300 Land $35,000 Building $169,300 |
| 2023 | $1,501.00 (+13.97%) | $204,300 (+62.79%) Land $35,000 Building $169,300 | $204,300 (+62.79%) Land $35,000 Building $169,300 |
| 2022 | $1,317.00 | $125,500 Land $20,000 Building $105,500 | $125,500 Land $20,000 Building $105,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 W Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
May also be available: Brightspeed.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures