Polk County property record for 151 W Howard St, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 672 sqft · built 1930 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $143,000 (Oct 2022) |
| Tax Bill | $720 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T14-I1 |
| Primary APN | T14-I1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 672 sqft Finished Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 10105 |
|---|---|
| Street Address | 151 W HOWARD ST |
| City | TRYON |
| State | NC |
| Zip | 28782-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14, 0T60 TRYON AREA 60 |
| Legal Subdivision | TRYON AREA 60 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 920304 |
Source: Polk County records · APN T14-I1
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 198 MATHIS DAIRY RD, SPARTANBURG, SC 29307-4440 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 21, 2022 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 0004732136 |
| Deed Book / Page | 473 / 2136 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 151 W HOWARD ST, TRYON, NC 28782-2908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 198 MATHIS DAIRY RD, SPARTANBURG, SC 29307-4440 |
| Document Number | 000484/596 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 484/596 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 21, 2022 |
| Property Address | 151 W HOWARD ST, TRYON, NC 28782-2908 |
| Document Number | 00473/2136 |
| Book / Page | 473 / 2136 |
| Instrument Date | Oct 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 VICK RUSSELL LN, COLUMBUS, NC 28722-9665 |
| Name | Verified Name |
|---|---|
| Address | 198 MATHIS DAIRY RD, SPARTANBURG, SC 29307-4440 |
| Document Number | 0004732139 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 473/2139 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $720.00 (+143.24%) | $155,665 (+201.01%) Land $7,150 Building $148,515 | $155,665 (+201.01%) Land $7,150 Building $148,515 |
| 2023 | $296.00 | $51,715 Land $5,200 Building $46,515 | |
| 2021 | $51,715 Land $5,200 Building $46,515 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018, other causes |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Uniti Group | DSL | 200 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.
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