151 W 23rd St, Dubuque, IA 52001 Property Records

Dubuque County property record for 151 W 23rd St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,774 sqft · built 1900
Lot Size	0.209 acres (9,103 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Apr 2020)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-126-014`

Property Details

APN / Parcel Number

Primary APN	`10-24-126-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
1st Floor Area	705 sqft
Upper Floors Area	747 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Lot Area	9,103 sqft (0.209 acres)
Lot Dimensions	177 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	151 W 23RD ST
City	DUBUQUE
State	IA
Zip	52001-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 10 & E 1' OF LOT 11 SCHAFFNER'S SUB
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	PRESCOTT
Legal Lot Number	10,11
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2001
Census Tract	1104

Owner

151 W 23rd St is owned and occupied by an individual who acquired it in August 2025.

Source: Dubuque County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	151 W 23RD ST, DUBUQUE, IA 52001-3204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Mar 30, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 14, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Deed Document Number	20204415
Last Transfer Date	Aug 14, 2025
Transfer Doc	0000009075
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jun 29, 2026
Property Address	151 W 23RD ST, DUBUQUE, IA 52001-3204
Document Number	0000007072
Instrument Date	Jun 23, 2026
Instrument	20267072
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 W 23RD ST, DUBUQUE, IA 52001-3204

Mortgage

Document Number	0000007072,
Date	Jun 29, 2026
Instrument	20267072

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 30, 2026
Property Address	151 W 23RD ST, DUBUQUE, IA 52001-3204
Document Number	0000003051
Instrument Date	Mar 26, 2026
Instrument	2026-00003051
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 W 23RD ST, DUBUQUE, IA 52001-3204

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 14, 2020
Property Address	151 W 23RD ST, DUBUQUE, IA 52001-3204
Document Number	0000004415
Instrument Date	Apr 7, 2020
Instrument	2020-00004415
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 W 23RD ST, DUBUQUE, IA 52001-3204

Mortgage

Document Number	0000004416
Date	Apr 14, 2020
Instrument	2020-00004416

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 151 W 23rd St was $2,816 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,816.00 Homeowner's exemption	$240,800 Land $23,900 Building $216,900	$240,800 Land $23,900 Building $216,900
2024	$2,816.00
2023		$206,000 (+36%) Land $20,900 Building $185,100	$206,000 Land $20,900 Building $185,100
2022	$2,458.00 Homeowner's exemption	$151,470 Land $17,910 Building $133,560
2021			$151,470 Land $17,910 Building $133,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 W 23rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 W 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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