151 Vine St, Copperhill, TN 37317 Property Records

Polk County property record for 151 Vine St, Copperhill, TN 37317

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,112 sqft · built 1932
Lot Size	46 acres (2,003,760 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Sep 2019)
Tax Bill	$501 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115C-D-001.00`

Property Details

APN / Parcel Number

Primary APN	`115C-D-001.00`
Alternative APNs	`03115CD115C00100` `070115C D 00100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	448 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,003,760 sqft (46 acres)
Lot Dimensions	86 ft deep x 46 ft wide
Porch	Finished/Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	151 VINE ST
City	COPPERHILL
State	TN
Zip	37317-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46X86
Jurisdiction	POLK TN
Township / Civil Division	3
Census Block Group	1
Census Block	1030
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ducktown Historic District listed 1992 · 67 contributing resources · NRIS 92000450

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

151 Vine St is owned by an individual who bought it in September 2019.

Source: Polk County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2468, BLUE RIDGE, GA 30513-0043
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Sep 24, 2019	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Jan 1, 1968
Deed Document Number	20192020
Deed Book / Page	318 / 96
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	151 VINE ST, COPPERHILL, TN 37317-1501
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 OLD TOCCOA RD, MORGANTON, GA 30560-3570

Mortgage

Document Number	00003/1221
Date	Nov 14, 2025
Book Page	3/1221
Instrument	25002837

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	151 VINE ST, COPPERHILL, TN 37317-1501
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD526/436
Date	Jul 6, 2020
Book Page	TD526/436
Instrument	20001469

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 23, 2045

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Sep 24, 2019
Property Address	151 VINE ST, COPPERHILL, TN 37317-1501
Document Number	0000002020
Book / Page	000318 / 000096
Instrument Date	Sep 23, 2019
Instrument	2020
Transaction Type	Construction Loan
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2468 BLUE RIDGE GA 305130043, BLUE RIDGE, GA 30513-0043

Tax Assessment & Valuation

The 2025 property tax bill for 151 Vine St was $501, up 0.2% from the year before.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Municipality	Ducktown City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00 (+0.2%)	$21,950 (-) Land $1,900 Building $20,050	$87,800 Land $7,600 Building $80,200
2024	$500.00 (-48.56%)	$21,950 (-48.47%) Land $1,900 Building $20,050
2023	$972.00 (+150.52%)	$42,600 (+263.33%) Land $1,900 Building $40,700	$87,800 (+87.21%) Land $7,600 Building $80,200
2022	$388.00	$11,725 Land $625 Building $11,100	$46,900 Land $2,500 Building $44,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 151 Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Vine St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COPPER BASIN UTILITY DISTRICT serves 2,710 people · EPA ID TN0000844
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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