151 Valley Rose Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 151 Valley Rose Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,236 sqft · built 2016
Lot Size	0.944 acres (41,121 sqft)
Owner	Individual Name on Record
Last Sale	$706,296 (Jan 2022)
Tax Bill	$2,558 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R622536`

Property Details

APN / Parcel Number

Primary APN	`R622536`
Alternative APNs	`07-4078-22-3-08-19-0000` `0000505281`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Finished Basement	1,236 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,121 sqft (0.944 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000505281
Street Address	151 VALLEY ROSE LN
City	KALISPELL
State	MT
Zip	59901-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEWOOD ACRES SUB, S22, T29 N, R21 W, LOT 10, ASSR #0000505281
Legal Range	21W
Legal Township	29N
Legal Section	22
Legal Subdivision	ROSEWOOD ACRES SUB
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3029
Census Tract	602

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	151 VALLEY ROSE LN, KALISPELL, MT 59901-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	20222683
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 31, 2022
Property Address	151 VALLEY ROSE LN, KALISPELL, MT 59901-9115
Document Number	202200002683
Instrument Date	Jan 28, 2022
Instrument	202200002683
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 VALLEY ROSE LN, KALISPELL, MT 59901-9115

Mortgage

Document Number	202200002684
Date	Jan 31, 2022
Instrument	202200002684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	151 VALLEY ROSE LN, KALISPELL, MT 59901-9115
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023358
Date	Jul 12, 2021
Instrument	202100023358

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	151 VALLEY ROSE LN, KALISPELL, MT 59901-9115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000039550
Date	Nov 24, 2020
Instrument	202000039550

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Aug 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	151 VALLEY ROSE LN, KALISPELL, MT 59901-9115
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900015035
Date	Jul 23, 2019
Instrument	201900015035

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,558.00 (-37.07%)	$613,300 (+22.39%)
2025			$613,300 (+22.39%) Land $189,014 Building $424,286
2023	$4,065.00	$501,100	$501,100 Land $127,050 Building $374,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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