Middlesex County and Lowell City property record for 151 Upham St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,408 sqft · built 1932 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Oct 2021) |
| Tax Bill | $6,586 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M09480 |
| Primary APN | M09480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 3,890 sqft |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | M09480 |
|---|---|
| Street Address | 151 UPHAM ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 5845 |
| Legal Lot Number | 151 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311600 |
151 Upham St is owned and occupied by an individual who bought it in October 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 UPHAM ST, LOWELL, MA 01851-4823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 24, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Jun 27, 1977 · Amount on File |
| Deed Document Number | 202161274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 19, 2021 |
| Property Address | 151 UPHAM ST, LOWELL, MA 01851-4823 |
| Document Number | 36402-141 |
| Book / Page | 36402 / 141 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 61274 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 UPHAM ST, LOWELL, MA 01851-4823 |
| Document Number | 61275 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 61275 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 24, 2019 |
| Property Address | 151 UPHAM ST, LOWELL, MA 01851-4823 |
| Document Number | 33376-267 |
| Book / Page | 033376 / 000267 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 40964 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 UPHAM ST LOWELL MA 018514823, LOWELL, MA 01851-4823 |
The 2026 property tax bill for 151 Upham St was $6,586, up 9.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,586.00 (+9.42%) | $580,300 (+10.68%) Land $214,700 Building $365,600 | $609,652 (-10.21%) |
| 2025 | $6,019.00 (+0.1%) | $524,300 (+3.84%) Land $193,500 Building $330,800 | $678,965 (+2.39%) |
| 2024 | $6,013.00 (+6.03%) | $504,900 (+10.58%) Land $174,100 Building $330,800 | $663,100 |
| 2023 | $5,671.00 | $456,600 Land $151,400 Building $305,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Upham St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Upham St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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