151 Union View Ln, Winchester, VA 22603 Property Records

Frederick County property record for 151 Union View Ln, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,821 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2009)
Tax Bill	$4,435 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4320-4`

Property Details

APN / Parcel Number

Primary APN	`4320-4`
Alternative APN	`8041248`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,821 sqft Living Area
Gross Area	6,350 sqft
1st Floor Area	1,833 sqft
Basement Area	1,833 sqft
Finished Basement	1,833 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8041248
Street Address	151 UNION VIEW LN
City	WINCHESTER
State	VA
Zip	22603-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	GLENDOBBIN RIDGE L4 2.00 ACRES
Legal Subdivision	GLENDOBBIN RIDGE
Legal Lot Number	4
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	3
Census Block	3020
Census Tract	50200

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 UNION VIEW LN, WINCHESTER, VA 22603-3342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit BB&T LN SVCS DOCUMENT CONTROL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2009 · Amount on Record
Deed Sale	Dec 21, 2009 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Book / Page	900 / 13868
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Jul 6, 2026
Property Address	151 UNION VIEW LN, WINCHESTER, VA 22603-3342
Document Number	0000006805
Instrument Date	May 23, 2026
Instrument	20266805
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 UNION VIEW LN, WINCHESTER, VA 22603-3342

Mortgage

Document Number	0000006805,
Date	Jul 6, 2026
Instrument	20266805

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	151 UNION VIEW LN, WINCHESTER, VA 22603-3342
Document Number	0000010664
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	151 UNION VIEW LN WINCHESTER VA 226033342, WINCHESTER, VA 22603-3342

Mortgage

Document Number	0000010664
Date	Oct 8, 2019
Instrument	10664

Lender

Name	BB&T LN SVCS DOCUMENT CONTROL
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,435.00 (+10.41%)	$836,800 Land $122,000 Building $714,800	$836,800 Land $122,000 Building $714,800
2025	$4,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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