151 Union St N, Concord, NC 28025 Property Records

Cabarrus County property record for 151 Union St N, Concord, NC 28025

Property Summary

Property Type	Historical Building
Details	4 bd · 3.5 ba · 4,305 sqft · built 1994
Lot Size	0.442 acres (19,240 sqft)
Owner	Individual Name on File
Last Sale	$564,500 (Oct 2019)
Tax Bill	$6,864 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5620 79 4471`

Property Details

APN / Parcel Number

Primary APN	`5620 79 4471`
Alternative APNs	`12022 0060.000000` `133740`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,305 sqft Total Area
1st Floor Area	2,204 sqft
Upper Floors Area	980 sqft
Attic	Attic
Attic Area	567 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	19,240 sqft (0.442 acres)
Lot Dimensions	296 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	960 sqft
Driveway	Concrete Driveway
Driveway Area	4,000 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	133740
Street Address	151 UNION ST N
City	CONCORD
State	NC
Zip	28025-4743
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	RM-1
Legal Description	WEST SIDE UNION ST
Legal Subdivision	NORTH HISTORIC CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2028
Census Tract	41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

151 Union St N, a historical building, is owned by an individual who bought it in October 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	151 UNION ST N, CONCORD, NC 28025-4743
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	Jun 25, 1991 · Amount on File
Deed Book / Page	13804 / 74
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 25, 2019
Property Address	151 UNION ST N, CONCORD, NC 28025-4743
Document Number	1380474
Book / Page	013804 / 000074
Instrument Date	Oct 25, 2019
Instrument	29503
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	VENTURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 UNION ST N CONCORD NC 280254743, CONCORD, NC 28025-4743

Mortgage

Document Number	1380477
Date	Oct 25, 2019
Book Page	013804/000077
Instrument	29504

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2034

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,500 Land $100,040 Building $682,460
2024			$782,500 (+39.08%) Land $100,040 Building $682,460
2023	$6,864.00 Additional exemption filed	$562,610 Land $111,150 Building $451,460	$562,610 Land $111,150 Building $451,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Union St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Union St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20