Richmond County property record for 151 Union Mill Rd, Farnham, VA 22460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,824 sqft · built 2005 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,627 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32(7)4 |
| Primary APN | 32(7)4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,537 sqft (1.78 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3328 |
|---|---|
| Street Address | 151 UNION MILL RD |
| City | FARNHAM |
| State | VA |
| Zip | 22460-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL, LIMITED |
| Legal Description | DIST:1 CITY/MUNI/TWP:FARNHAM |
| Jurisdiction | RICHMOND VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 40100 |
151 Union Mill Rd is owned by two individuals who acquired it in December 2020.
Source: Richmond County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 92, FARNHAM, VA 22460-0092 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Oct 26, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 |
| Deed Sale | Dec 21, 2020 |
| Deed Document Number | 0020201103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND VA |
| Recording Date | Jul 16, 2026 |
| Property Address | 151 UNION MILL RD, FARNHAM, VA 22460-2641 |
| Document Number | 0000000557 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026557 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 151 UNION MILL RD, FARNHAM, VA 22460-2641 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000557, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026557 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND VA |
| Property Address | 151 UNION MILL RD, FARNHAM, VA 22460-2641 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180000882 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 180000882 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND VA |
| Property Address | 151 UNION MILL RD, FARNHAM, VA 22460-2641 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000920 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021000920 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 151 Union Mill Rd was $1,627.
Source: Richmond County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Richmond County |
| Unified School District | Richmond County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,627.00 | $271,324 Land $23,571 Building $247,753 | $271,324 Land $23,571 Building $247,753 |
| 2023 | $1,277.00 | $182,457 Land $23,439 Building $159,018 | $182,457 Land $23,439 Building $159,018 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Union Mill Rd in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 51 (1991–2023) |
| Claims Outside the SFHA | 31 of 51 |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Union Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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