Effingham County property record for 151 Tobago Cir, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,747 sqft · built 2022 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,990 (May 2022) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0418F-658-000 |
| Primary APN | 0418F-658-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,747 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31242 |
|---|---|
| Street Address | 151 TOBAGO CIR |
| City | GUYTON |
| State | GA |
| Zip | 31312-7548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .157 AC LOT 658 (OUT 419-2) PLT 29/73 |
| Legal Subdivision | PARK WEST |
| Legal Phase | 5C |
| Legal Lot Number | 658 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 30403 |
151 Tobago Cir is owned and occupied by two individuals who bought it in May 2022.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 TOBAGO CIR, GUYTON, GA 31312-7548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| May 17, 2022 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 20221466 |
| Deed Book / Page | 2785 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 151 TOBAGO CIR, GUYTON, GA 31312-7548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002785/0000000130 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 0000002785/0000000130 |
| Instrument | 005163 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 17, 2022 |
| Property Address | 151 TOBAGO CIR, GUYTON, GA 31312-7548 |
| Document Number | 002785/108 |
| Book / Page | 2785 / 108 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022-001466 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 TOBAGO CIR, GUYTON, GA 31312-7548 |
| Document Number | 0000005162 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 005162 |
| Name | AMERICAN FINANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Number | 0000002785/0000000130 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 0000002785/0000000130 |
| Instrument | 005163 |
| Name | AMERICAN FINANCE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 151 Tobago Cir was $3,039 with a homeowner's exemption, up 8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,177 (+7.65%) Land $22,800 Building $105,377 | $320,442 (+7.65%) Land $57,000 Building $263,442 | |
| 2025 | $3,039.00 (+7.96%) Homeowner's exemption | $119,068 (-2.32%) Land $22,800 Building $96,268 | $297,670 (-2.32%) Land $57,000 Building $240,670 |
| 2024 | $2,815.00 Homeowner's exemption | $121,892 Land $22,800 Building $99,092 | $304,729 Land $57,000 Building $247,729 |
| 2022 | $226.00 | $8,000 Land $8,000 | $20,000 Land $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 151 Tobago Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Tobago Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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