151 Terra Ln, Durango, CO 81303 Property Records

La Plata County property record for 151 Terra Ln, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,256 sqft · built 1992
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5905-114-06-008`

Property Details

APN / Parcel Number

Primary APN	`5905-114-06-008`
Alternative APN	`R021320`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	2,256 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	448 sqft
Porch	Unfinished Open Porch
Porch Area	110 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R021320
Street Address	151 TERRA LN
City	DURANGO
State	CO
Zip	81303-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 11U TOWNSHIP: 34 RANGE: 9 TR IN SE/4 AKA LOT 8, CAT 1 PROJ 83-129 PLAT 489688 151 TERRA LN DURANGO 81303
Legal Range	09
Legal Township	34
Legal Section	11
Legal Subdivision	DURANGO
Legal Block	1
Legal Lot Number	8
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	1
Census Block	1011
Census Tract	940400

Owner

151 Terra Ln is owned and occupied by two individuals who acquired it in February 2008.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 TERRA LN, DURANGO, CO 81303-8827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2002
Deed Sale	Nov 7, 2002
Last Transfer Date	Feb 4, 2008
Transfer Doc	0000971870
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	151 TERRA LN, DURANGO, CO 81303-8827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001152235
Date	Jan 4, 2019
Instrument	1152235

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 31, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	151 TERRA LN, DURANGO, CO 81303-8827
Document Number	0001172872
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 TERRA LN DURANGO CO 813038827, DURANGO, CO 81303-8827

Mortgage

Document Number	0001172872
Date	Jun 19, 2020
Instrument	1172872

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 18, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 151 Terra Ln was $2,814.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,460 (-1.94%) Land $14,130 Building $29,330	$709,140 (-) Land $230,550 Building $478,590
2025	$2,814.00	$44,320 Land $14,410 Building $29,910	$709,140 Land $230,550 Building $478,590
2023	$1,885.00 (+8.58%)	$36,790 (+10.61%) Land $14,040 Building $22,750	$549,110 (+14.71%) Land $209,560 Building $339,550
2022	$1,736.00	$33,260 Land $11,230 Building $22,030	$478,700 Land $161,650 Building $317,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Terra Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Terra Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southern Ute Shared Services Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terra Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures