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151 Tequesta St, Tavernier, FL 33070 Property Records

Monroe County property record for 151 Tequesta St, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,647 sqft · built 2001
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$1,650,000 (May 2022)
Tax Bill$14,221 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00423040-000000

Property Details

APN / Parcel Number

Primary APN00423040-000000
Alternative APN
  • 1521051

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,647 sqft Living Area
1st Floor Area2,312 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
View / LotCanal

Exterior Amenities

PorchFlorida Room
Porch Area391 sqft
Patio Area1,870 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1521051
Street Address151 TEQUESTA ST
CityTAVERNIER
StateFL
Zip33070-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 6 INDIAN WATERWAYS PB4-29 PLANTATION KEY OR600-281 OR783-1396 OR801-885 OR1501-1388 OR2076-2108/09 OR2318-293/94 OR2328-1424 OR2609-1575 OR2935-1809/09 OR3028-850 OR3173-518
Legal Range38E
Legal Township63S
Legal Section05
Legal SubdivisionINDIAN WATERWAYS
Legal Block3
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3039
Census Tract970800

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address151 TEQUESTA ST, TAVERNIER, FL 33070-2139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 6, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleJan 22, 2013 · Amount on Record
Deed Document Number20222375056
Deed Book / Page3173 / 518
Prior Transfer DateOct 25, 2007
Prior Transfer Doc0023281424
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 11, 2022
Property Address151 TEQUESTA ST, TAVERNIER, FL 33070-2139
Document Number0031730518
Book / Page3173 / 518
Map ReferenceMB 4 PG 29
Instrument DateMay 4, 2022
Instrument2375056
Transaction TypeTransfer
Record UpdatedJun 3, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9662 WORSWICK CT, 9662, WELLINGTON, FL 33414-6425

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 TEQUESTA ST, TAVERNIER, FL 33070-2139

Mortgage

Document Number0003173520
DateMay 11, 2022
Instrument3173/520
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address151 TEQUESTA ST, TAVERNIER, FL 33070-2139
Document Number0030260529
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 TEQUESTA ST TAVERNIER FL 330702139, TAVERNIER, FL 33070-2139

Mortgage

Document Number0030260529
DateJun 10, 2020
Book Page003026/000529
Instrument2268846
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJun 9, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,554,594 (+9.54%) Land $805,200 Building $749,394$1,554,594 (+9.54%) Land $805,200 Building $749,394
2024$14,221.00 (+6.08%)
2023$13,406.00 (+107.11%)$1,419,188 (+105.41%) Land $759,000 Building $660,188$1,419,188 (+26.31%) Land $759,000 Building $660,188
2022$6,473.00 Homeowner's exemption$690,917$1,123,595 Land $594,000 Building $529,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile, Verizon.

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