151 Surrey Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 151 Surrey Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,074 sqft · built 1972
Lot Size	0.022 acres (975 sqft)
Owner	Company Name on Record
Last Sale	$359,000 (Nov 2020)
Tax Bill	$9,198 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04001-0000-00022-0000-C0151`

Property Details

APN / Parcel Number

Primary APN	`48-04001-0000-00022-0000-C0151`
Alternative APN	`4804001000000022C0151`

Interior

Stories	2 Stories
Building Area	1,074 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	975 sqft (0.022 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	151 SURREY CT
City	RAMSEY
State	NJ
Zip	07446-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMBRIDGE HEIGHTS CONDO
Legal Block	4001
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1002
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	151 SURREY CT, RAMSEY, NJ 07446-1268
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Sep 6, 2011 · Amount on Record
Deed Document Number	2020114527
Deed Book / Page	3803 / 945
Last Transfer Date	Aug 2, 2024
Transfer Doc	0000015770
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 5, 2020
Property Address	151 SURREY CT, RAMSEY, NJ 07446-1268
Document Number	0038030945
Book / Page	3803 / 945
Map Reference	MB 7189 PG 576
Instrument Date	Sep 25, 2020
Instrument	20-114527
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,821.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MACKENZIE LANE, 1, JEFFERSON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SURREY CT, RAMSEY, NJ 07446-1268

Mortgage

Document Number	20114528
Date	Nov 5, 2020
Instrument	20-114528

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,200 (+0.56%) Land $175,000 Building $274,200	$449,200 (+0.56%) Land $175,000 Building $274,200
2025	$9,198.00 (+18.06%)	$446,700 (+61.79%) Land $175,000 Building $271,700	$446,700 (+61.79%) Land $175,000 Building $271,700
2024	$7,791.00 (+7.58%)
2023		$276,100 Land $110,000 Building $166,100	$276,100 Land $110,000 Building $166,100
2022	$7,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20