151 Steuben St, Esperance, NY 12066 Property Records

Schoharie County and Esperance Town property record for 151 Steuben St, Esperance, NY 12066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1940
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Company Names on Record
Last Sale	$26,000 (Oct 2001)
Tax Bill	$1,471 (2026)
Deeds & Mortgages	Aug 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`433001 29.10-1-23`

Property Details

APN / Parcel Number

Primary APN	`433001 29.10-1-23`
Alternative APNs	`300102901000010230000000` `451A100612`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Upper Floors Area	550 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	451A100612
Street Address	151 STEUBEN ST
City	ESPERANCE
State	NY
Zip	12066-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	3
Census Block	3020
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 117, ESPERANCE, NY 12066-0117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2001 · Amount on Record
Deed Sale	Oct 18, 2001 · Amount on Record
Prior Sale	Jun 20, 2001 · Amount on Record
Deed Book / Page	703 / 304
Transfer Doc	001194/217
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 7, 2023
Property Address	151 STEUBEN ST, ESPERANCE, NY 12066-7703
Document Number	001194/217
Book / Page	1194 / 217
Instrument	822207
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	136 ELM ST, COBLESKILL, NY 12043-4697

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Municipality	Esperance Village
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,471.00 (+3.59%) Homeowner's exemption
2025	$1,420.00 (+222%)	$35,000 (-) Land $11,600 Building $23,400	$56,452 (+7.11%) Land $18,710 Building $37,742
2023		$35,000 (-) Land $11,600 Building $23,400	$52,703 (+15.19%) Land $17,467 Building $35,236
2022		$35,000 Land $11,600 Building $23,400	$45,752 Land $15,164 Building $30,588
2021	$441.00 (-44.46%)
2020	$794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1996–2011)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Apr 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20